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Apply for Amex when i get my Fico score or nah?

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orestrus
Frequent Contributor

Apply for Amex when i get my Fico score or nah?

i have 5 cards- 2 cap 1's , us secured, walmart-all 300 limits and BofA secured with 5k. On April 26th my FICO score will be generated.  If i apply for amex , my AAoA will be destroyed, but these cards indeed very tempting. i know, i promised not to apply for anything til Christmas, but amex is so tempting.. Any opinions?

BofA 5k, Cap 1 Journey 300, Cap 1 QS1 300, Walmart 6k,
Amex BCE 2000, Amex PRG, Amex Delta Gold 2k, Macy's 5k, Bloomies 6k, Amazon 6k, JCP 5k Macy's Amex 1.5k,
Message 1 of 6
5 REPLIES 5
Anonymous
Not applicable

Re: Apply for Amex when i get my Fico score or nah?


@orestrus wrote:

i have 5 cards- 2 cap 1's , us secured, walmart-all 300 limits and BofA secured with 5k. On April 26th my FICO score will be generated.  If i apply for amex , my AAoA will be destroyed, but these cards indeed very tempting. i know, i promised not to apply for anything til Christmas, but amex is so tempting.. Any opinions?


No.

Message 2 of 6
CreditCuriosity
Moderator Emeritus

Re: Apply for Amex when i get my Fico score or nah?

Wait till you have a FICO

Message 3 of 6
Anonymous
Not applicable

Re: Apply for Amex when i get my Fico score or nah?

You have to garden as others have suggested.  So wait it out as Amex is not going anywhere by Christmas.. Who knows, they may have very nice offers during that christmas season.  So wait it out!!!!!

Message 4 of 6
Anonymous
Not applicable

Re: Apply for Amex when i get my Fico score or nah?

Wait 1yr.

 

Try to get another prime card until then.

Message 5 of 6
orestrus
Frequent Contributor

Re: Apply for Amex when i get my Fico score or nah?

ok, staying in garden-looks like my next Christas will be super happy!)

BofA 5k, Cap 1 Journey 300, Cap 1 QS1 300, Walmart 6k,
Amex BCE 2000, Amex PRG, Amex Delta Gold 2k, Macy's 5k, Bloomies 6k, Amazon 6k, JCP 5k Macy's Amex 1.5k,
Message 6 of 6
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