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i have 5 cards- 2 cap 1's , us secured, walmart-all 300 limits and BofA secured with 5k. On April 26th my FICO score will be generated. If i apply for amex , my AAoA will be destroyed, but these cards indeed very tempting. i know, i promised not to apply for anything til Christmas, but amex is so tempting.. Any opinions?
@orestrus wrote:i have 5 cards- 2 cap 1's , us secured, walmart-all 300 limits and BofA secured with 5k. On April 26th my FICO score will be generated. If i apply for amex , my AAoA will be destroyed, but these cards indeed very tempting. i know, i promised not to apply for anything til Christmas, but amex is so tempting.. Any opinions?
No.
Wait till you have a FICO
You have to garden as others have suggested. So wait it out as Amex is not going anywhere by Christmas.. Who knows, they may have very nice offers during that christmas season. So wait it out!!!!!
Wait 1yr.
Try to get another prime card until then.
ok, staying in garden-looks like my next Christas will be super happy!)