Apply for Citi Custom Cash or for what card?

[Anonymous]

I’m looking to get the Citi Custom Cash, but not sure if I’ll get approved for it. What do you guys think or should get an alternative like the AMEX BCP?

Experian 704, Transunion 711, Equifax 734

Accounts: 1/6 4/12 8/24

Inquiries:  TU 1/6 3/12 8/24 | EQ 1/6 1/12 4/24 | EX 1/6 4/12 9/24

Income: $35k

[Fico82]

What does your utilization look like on your cards you have now ? Maybe that will help the experts here understand your profile a little better . 

My opinion i would be a little nervous with the looks of your inquiries. 

Best of luck 👍 

[Anonymous]

@Fico82 Sorry, I forgot to mention that. It's 12% for the Uti rate.

Is there any other great options to get besides the CCC?

I have Cap1 Quicksilver, Freedom Flex, Apple Card, Discover It, Verizon Visa, and Chase Amazon Prime.

[Wavester64]

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@Fico82 wrote:

What does your utilization look like on your cards you have now ? Maybe that will help the experts here understand your profile a little better . 

My opinion i would be a little nervous with the looks of your inquiries. 

Best of luck 👍 

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Agreed. 

[FinStar]

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@Anonymous wrote:

@Fico82 Sorry, I forgot to mention that. It's 12% for the Uti rate.

Is there any other great options to get besides the CCC?

I have Cap1 Quicksilver, Freedom Flex, Apple Card, Discover It, Verizon Visa, and Chase Amazon Prime.

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@Anonymous Since you've shared your line-up above, can you provide more context for wanting Custom Cash or AmEx BCE? Are there some specific categories not covered in the current CCs that you have? 

[Anonymous]

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@FinStar wrote:

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@Anonymous wrote:

@Fico82 Sorry, I forgot to mention that. It's 12% for the Uti rate.

Is there any other great options to get besides the CCC?

I have Cap1 Quicksilver, Freedom Flex, Apple Card, Discover It, Verizon Visa, and Chase Amazon Prime.

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@Anonymous Since you've shared your line-up above, can you provide more context for wanting Custom Cash or AmEx BCE? Are there some specific categories not covered in the current CCs that you have? 

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I suppose I need to cover my groceries categories. I'm not really a fan of using the Verizon as a category for groceries.

[CreditAggie]

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@Anonymous wrote:

I’m looking to get the Citi Custom Cash, but not sure if I’ll get approved for it. What do you guys think or should get an alternative like the AMEX BCP?

Experian 704, Transunion 711, Equifax 734

Accounts: 1/6 4/12 8/24

Inquiries:  TU 1/6 3/12 8/24 | EQ 1/6 1/12 4/24 | EX 1/6 4/12 9/24

Income: $35k

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I was approved for the Custom Cash at 1/6 and 3/12 for both inquiries and new accounts and a similar income, however, my FICO score that was pulled was a 753. Of course, YMMV if you decide to go for it. They pulled EX for me but this can also vary.