US Bank does instant approvals if they really like you. In those cases a computer usually does all the paperwork but lots of people do not qualify for that as new customers with less than stellar scores. The only way to know if you are approved is by being told you are.
@coldfusion wrote:
@ccquest wrote:
The other thing to suggest in the meantime is to try to beef up the limits on the current cards if that wasn't already on your schedule. AmEx and BoA should be soft pull CLIs that you can do online. Higher limit should make them feel okay giving you the $5k "requirement" (there have been lower cards issued, but its generally the minimum) for a Visa Signature card.Many people on this site can confirm firsthand that USBank has no problem with issuing a Cash+ Visa Signature with a Five Hundred Dollar ($500) SL.
I wish they had offered me that 
