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Applying for 2 cards in same day, is it okay?

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Anonymous
Not applicable

Applying for 2 cards in same day, is it okay?

Im thinking about apping for the Discover It and the Amex BCE. Is it okay to app for them both in the same day? Or wait a day or two in between the applications? Or more time than that? Also, should i app for one before the other for any specific reason? Discover before Amex? Or Amex before Discover? I only have 2 other cards. Cap 1 Q1 and Chase FU as of now. Looking to get my 3rd and started thinking if i should just app for both of them instead of waiting around another 6-12 months till i apply again. Im pretty good at hanging out in the garden if thats what i need to do. But i sort of would like to get get them both if i can now. What do you think?
Message 1 of 13
12 REPLIES 12
Gmood1
Super Contributor

Re: Applying for 2 cards in same day, is it okay?

You can app for both the same day. App for the Discover through their pre-qualification site. They SP'd EQ with no HP for my last Discover card.
Amex is known to pull EX faithfully.
Good luck!
Message 2 of 13
Anonymous
Not applicable

Re: Applying for 2 cards in same day, is it okay?

It’s definitely ok, most people would suggest applying for your goal cards at the same time, so they can age gracefully with each other. lol 

I applied for my Discover, Amex Platinum, and Amex SPG Card, in different browsers at the same time 🤪

Message 3 of 13
Anonymous
Not applicable

Re: Applying for 2 cards in same day, is it okay?

Absolutely. Especially since Amex pulls strictly EX, and Discover pulls EQ a lot of the time, depending on location,, it is possible the applications will have no bearing on eachother.
Message 4 of 13
Anonymous
Not applicable

Re: Applying for 2 cards in same day, is it okay?

Thanks! I wanted to ask before i applied just in case their was something silly i didnt know and then i get denied . Ive been prequalified for both so I might go ahead and do it today. I will definitely post my results.
Message 5 of 13
Anonymous
Not applicable

Re: Applying for 2 cards in same day, is it okay?

Also I don't think Amex or Discover are very inquiry sensitive.  So even if they saw the other inquiry they wouldn't care. 

Message 6 of 13
sarge12
Senior Contributor

Re: Applying for 2 cards in same day, is it okay?


@Anonymous wrote:
Im thinking about apping for the Discover It and the Amex BCE. Is it okay to app for them both in the same day? Or wait a day or two in between the applications? Or more time than that? Also, should i app for one before the other for any specific reason? Discover before Amex? Or Amex before Discover? I only have 2 other cards. Cap 1 Q1 and Chase FU as of now. Looking to get my 3rd and started thinking if i should just app for both of them instead of waiting around another 6-12 months till i apply again. Im pretty good at hanging out in the garden if thats what i need to do. But i sort of would like to get get them both if i can now. What do you think?

Wait just a bit and someone will likely let you know they have apped for 20 credit cards in a day...and I'm not really joking!

TU fico08=824 06/16/24
EX fico08=815 06/16/24
EQ fico09=809 06/16/24
EX fico09=799 06/16/24
EQ fico bankcard08=838 06/16/24
TU Fico Bankcard 08=847 06/16/24
EQ NG1 fico=802 04/17/21
EQ Resilience index score=58 03/09/21
Unknown score from EX=784 used by Cap1 07/10/20
Message 7 of 13
Anonymous
Not applicable

Re: Applying for 2 cards in same day, is it okay?

Lol! Thats a little excessive! But i defintely believe it!
Message 8 of 13
BH1985
Regular Contributor

Re: Applying for 2 cards in same day, is it okay?

I was approved for an American Express Every Day And a Blue Cash EveryDay on the same day back in April.

Each of these had a higher starting limit than all of my other previous cards combined.
Message 9 of 13
Anonymous
Not applicable

Re: Applying for 2 cards in same day, is it okay?

@BH1985...i did apply for both yesterday and just like you both starting limits were better than my others! So glad I did it!
Message 10 of 13
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