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I got my Arrival + in June 2014, reccon'd the starting limit to $15k. Later I closed my Apple financing and folded the limit into the Arrival to give it $17.2k. When I opened my US Airways in December they made me move $5k from the Arrival to open my US Air, so my Arrival sits at 12.2k. I was carrying a balance of around $7k on it at the time (0%).
I've been thinking about applying for a CLI on the Arrival. This month my TU score shot up by quite a lot to 752. 1 inq on TU. Total utl around 2%. Balance on the Arrival is now $900. Not sure what my chances would be of getting any extra 4 months after they last evaluated, although I've paid down the large balance and my score has gone up.
Last time I initiated a CLI they did a hardpull, FYI.
Yeah, I'm only thinking about doing it because I'm going on a month-long trip to Europe next month. I think I'll just leave it be for now, I don't want any inqs.
Yeah... if you initiate the CLI request it's a HP.
Auto luv is SP.
Gotta love Barclay's...