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hi all,
So i burned barclay about 6 years ago. Since then i have been working on my credit and improving my score. I tried to apply for the barclays rewards mastercard a few months back and was denied, they didnt even pull my credit report. The denial letter mentioned my old account with them as being the reason for them saying no. Is it ok to apply every now and then since they seem to not pull my credit report, and they no longer have the prequalify tool for me to check. My transunion recently went up again to 630 and i am wondering if they have forgiven me yet.
Is it ok to apply every now and then since they seem to not pull my credit report,
No harm in doing so, as long as every now and then isn't like every week.
Id like to lnow what results u get. I burnt Juniper / Barkleys almost 7 years
I too burned Barclays for 2 juniper mastercards 6 years ago and I could not get
an approval. Well something has changed because they preapproved me for
$1000 at the Sears checkout. So there is hope.
Unless you paid your old balance with them in full, I would not apply with them randomly. It is likely going to get denied as their system shows you owe them money from old accounts. Were they included in a BK? And even paying in full wont guarentee you get back in! Some of these CC have a long memory.
@Anonymous wrote:hi all,
So i burned barclay about 6 years ago. Since then i have been working on my credit and improving my score. I tried to apply for the barclays rewards mastercard a few months back and was denied, they didnt even pull my credit report. The denial letter mentioned my old account with them as being the reason for them saying no. Is it ok to apply every now and then since they seem to not pull my credit report, and they no longer have the prequalify tool for me to check. My transunion recently went up again to 630 and i am wondering if they have forgiven me yet.
I don't think you should assume there won't be HP's... there will be.
Very True
+1
Citi does Sears, not Barclays
@pc01user wrote:I too burned Barclays for 2 juniper mastercards 6 years ago and I could not get
an approval. Well something has changed because they preapproved me for
$1000 at the Sears checkout. So there is hope.