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Wife and I are going to apply for a Capital One Venture X and an auto refinance. Any opinions on which should be first? We were pre-approved w/Penfed but bought our lease thru Ally, the leasing bank, to kee[ it smoother. Penfed in 6s, Ally in 12s but we just kept it there for convenience. I bet car first but will the one card inquiry matter?
Thanks,
@DuxMom1 wrote:Wife and I are going to apply for a Capital One Venture X and an auto refinance. Any opinions on which should be first? We were pre-approved w/Penfed but bought our lease thru Ally, the leasing bank, to kee[ it smoother. Penfed in 6s, Ally in 12s but we just kept it there for convenience. I bet car first but will the one card inquiry matter?
Thanks,
from a finances perspective, clearly you do the car first, but just know that if you do that, you may not remain pre-approved for VX.
are you pre-approved for VX? I'd start there.
https://www.capitalone.com/apply/credit-cards/preapprove/venture-x/

























