cancel
Showing results for 
Search instead for 
Did you mean: 

Applying for Capital One Venture X and Refinance car

tag
DuxMom1
Member

Applying for Capital One Venture X and Refinance car

Wife and I are going to apply for a Capital One Venture X and an auto refinance. Any opinions on which should be first? We were pre-approved w/Penfed but bought our lease thru Ally, the leasing bank, to kee[ it smoother. Penfed in 6s, Ally in 12s but we just kept it there for convenience. I bet car first but will the one card inquiry matter?

 

Thanks,

 

 

Message 1 of 2
1 REPLY 1
GZG
Senior Contributor

Re: Applying for Capital One Venture X and Refinance car


@DuxMom1 wrote:

Wife and I are going to apply for a Capital One Venture X and an auto refinance. Any opinions on which should be first? We were pre-approved w/Penfed but bought our lease thru Ally, the leasing bank, to kee[ it smoother. Penfed in 6s, Ally in 12s but we just kept it there for convenience. I bet car first but will the one card inquiry matter?

 

Thanks,

 

 


from a finances perspective, clearly you do the car first, but just know that if you do that, you may not remain pre-approved for VX. 

 

are you pre-approved for VX? I'd start there. 

 

https://www.capitalone.com/apply/credit-cards/preapprove/venture-x/ 

Starting FICO 8:
Current FICO 8:



Message 2 of 2
Advertiser Disclosure: The offers that appear on this site are from third party advertisers from whom FICO receives compensation.