PSECU CLI

[EDGE1230]

Does anyone have data points on a PSECU cli ?  I have had my 15k limit for 9 years no increase and would like a higher limit. I chatted with a rep who stated it could potentially be a soft pull but was very vague . Does anyone have any add info ? 

[fm92555]

My last CLI with them was back in 11/2020. I don't beleive their process has changed.

They HP EX. I had two cards with them and both were at 10k CL. My EX score was 689 at the time and they gave me 10k CLI up to 20k on one card. I was then at their max CC exposure of 30k.

Since that time I also got a a persoanl loan and a car loan (both now paid). I beleive they use the EX FICO 2 mortgage model for all lending.

[hzynneb]

PSECU pulls hard for CLI. You can always test it by freezing your credit reports.