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Applying for Multiple American Express Charge Cards in One Day

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Soundersfan1
Contributor

Applying for Multiple American Express Charge Cards in One Day

So I'm thinking of adding both the Amex Green and Platinum cards to my wallet. I know that charge cards aren't subject to the usual Amex 2/90 rules etc. My current Green card application is being reviewed by underwriting. If the Green card comes back as approved and I apply for the Platinum card before I officially hit accept for the Green card will it be automatically denied or would I be able to get it or would I have to accept the Green card first before applying for the Platinum card for it to not be automatically declined?

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GZG
Senior Contributor

Re: Applying for Multiple American Express Charge Cards in One Day


@Soundersfan1 wrote:

So I'm thinking of adding both the Amex Green and Platinum cards to my wallet. I know that charge cards aren't subject to the usual Amex 2/90 rules etc. My current Green card application is being reviewed by underwriting. If the Green card comes back as approved and I apply for the Platinum card before I officially hit accept for the Green card will it be automatically denied or would I be able to get it or would I have to accept the Green card first before applying for the Platinum card for it to not be automatically declined?


I would just wait to see what happens with the review of the green card

 

you could just apply, but that might delay/mess up the review of the green card, and if it was declined, you could call to potentially have the denial overturned after the approval of the green card, but I would just wait

 

you could always apply after recieving news of the green card approval, but prior to you accepting the approval, to see if you can accept both cards at the same time

Starting FICO 8:
Current FICO 8:



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Varsity_Lu
Valued Contributor

Re: Applying for Multiple American Express Charge Cards in One Day

You will most likely not even be able to apply for the second card with an application pending. I had a situation where I applied for BCE but didn't actually accept. My phone lost connection before I could hit the "cancel my application" button, so I just left the webpage and didn't think about it.  A few days later I tried to apply for the Hilton card and I got a message like "you have an open AmEx  card application and can't apply for another card".  I had to wait the 30 days before the application timed out. I'm sure I could have called customer support, but it wasn't that important to me.

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