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I would like to apply online for membership and possibly an initial credit card product with Navy Federal under there new honorably discharged provision.
For some of you who have applied online, what do I need to have on hand to ensure a smooth process? How long does the new member process usually take, from start to finish?
Thank you all in advance for your guidance and direction!
@AverageJoesCredit wrote:
Hi Grill, for me it was super easy!. Just go online, fill in the app put in your veteran and fill in all the proper info. This takes like 5 minutes. After i hit send., later you will get an email stating due to law they have to verify you by your drivers license and something showing proof of address. You can do it by email. I was so excited getting past the app part that when i saw you could do this by email i took a pic of my id and one 2 of my most recent bank statement and sent it by email with attachment. I believe within 2 days i got my welcome to Navy approval email and basically that same night i called to get me membership # , set up my account and put in my app for a cc.
Now i never officially heard back on the cc but there it was after like 2 days approved in my account. Remember i apped for the cc on a Saturday night so i knew id have to wait til the actual workweek. It really was an easy process and i thank them profusedly for opening up to vets. Thanks for serving , no matter the capacity and cant wait to read your approval story.AVJ
Thanks Joe, for Your input! I value your experience, commentary and not to mention your humor here on My Fico.
I'm going to apply for Navy membership and credit card in April, or early May after I get my TU primed.
Yes, you will definitely see me post a Navy approval! Unless I get a denial... Lol
@Anonymous wrote:
Grillandwinemaster - In my experience it's better to open the membership with a checking or savings then in April or May when your TU is primed then app for the credit card that would be my recommendation.
Thanks Matt. I appreciate your input. That's probably what I will do. It makes sense to have a relationship established with them.
Another question, does Navy ask for proof of income for credit card products? What about for Clocs ahs Plocs?
I'm self employed and sometimes it can be a challenge to prove my income.
Thanks!
I was not asked for POI when I applied for the CLOC or my NFCU credit card. My plan originally was to apply for a membership with NFCU and then later on in the year to apply for a credit card with them. I didn't realize at the time that they would pull my credit report for the membership so after they pulled it for that I just went ahead and applied for the credit card.
@grillandwinemaster wrote:
@Anonymous wrote:
Grillandwinemaster - In my experience it's better to open the membership with a checking or savings then in April or May when your TU is primed then app for the credit card that would be my recommendation.Thanks Matt. I appreciate your input. That's probably what I will do. It makes sense to have a relationship established with them.
Another question, does Navy ask for proof of income for credit card products? What about for Clocs ahs Plocs?
I'm self employed and sometimes it can be a challenge to prove my income.
Thanks!