I think they are trying to see which route the regular or the Preferred would work better for them with the BCE or the Cash Magnet. Did I get that right?!
@Anonymous wrote:My apologies. I will clear it up. I was looking at my options as to which card I wanted to apply for next.
I wanted to know whats the pros/cons of applying for a Regular Blue Cash vs. Blue Cash Preferred or a Cash Magnet vs Cash Magnet Preferred. In other words I am looking for my best option in regards to getting a card with a Cash Back option as opposed to just the travel perks with my Delta. Sorry to cause any confusion folks.
There is no Cash Magnet Preferred. It's just the Cash Magnet. You can review/compare the 3 cards here.
This all depends on your spend (amount & type).
If you're a category spender (groceries & gas) then the Blue Cash Everyday (BCE) or Blue Cash Preferred (BCP) would be your best match. Which one, BCE or BCP, depends on how much you spend in each category. The BCP has an annual fee, but if you have high enough spend, the higher-tier rewards (6% supermarkt, 6% streaming services, 3% Gas, 1% everything else) will make up for the fee. The BCE has no annual fee but a lower 3% Supermarket, 2% Gas & Dept Stores, 1% everything else reward tier. There are threads in the forum with financial breakdowns on the rewards vs annual fee for the BCP -- if you search a bit, you'll find the answer to 'how much' you need to spend to make the card worthwhile.
The Cash Magnet is a simple, flat 1.5% cash back on all purchases card with no annual fee. Best for those that do not have high category spend so would benefit from a higher 'miscellaneous' spend reward. I originally had the BCE and product changed to the Magnet because most of my spend falls under 'other' - so I was only getting 1% back on the BCE for 98% of my purchases. Now, I get 1.5% back which is a much better deal.
All are solid cards. How a person feels about one Amex over another Amex is wholly dependent on how the rewards structure works for *them*.
Thank You ! 
