Applying for a Barclays Arrival+ (or any Barclays Card) with an open collection

[sjt]

I heard that Barclays will automatically deny your application if you have an open collection. Can anyone confirm if this is true or not.

[Anonymous]

Most likey. How old is it?

[Anonymous]

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@sjt wrote:

I heard that Barclays will automatically deny your application if you have an open collection. Can anyone confirm if this is true or not.

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This is true. 

[Ysettle4]

They are more INQ sensitive than anything else. Maybe apply for the Apple rewards card if concerned.

[sjt]

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@Anonymous wrote:
Most likey. How old is it?

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Its from 2012.

[MugenCivicSi83]

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@sjt wrote:

I heard that Barclays will automatically deny your application if you have an open collection. Can anyone confirm if this is true or not.

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I paid off two collections and was approved by Barclay a month after that with a 697 FICO. $3k Arrival Plus and $2k Apple Rewards.

[Anonymous]

My Apple rewards card was opened with a 6 year old CO as well and a score of 603 at the time. I can't speak for their other cards as I had a Upromise (no longer have it) I apped for when my file became clean.

[805orbust]

They didn't approve me till I was clean. Ymmv of course. 

[sjt]

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@MugenCivicSi83 wrote:

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@sjt wrote:

I heard that Barclays will automatically deny your application if you have an open collection. Can anyone confirm if this is true or not.

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I paid off two collections and was approved by Barclay a month after that with a 697 FICO. $3k Arrival Plus and $2k Apple Rewards.

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How old were your collections when you paid them. Did your score go up after you paid them off?

[MugenCivicSi83]

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@sjt wrote:

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@MugenCivicSi83 wrote:

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@sjt wrote:

I heard that Barclays will automatically deny your application if you have an open collection. Can anyone confirm if this is true or not.

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I paid off two collections and was approved by Barclay a month after that with a 697 FICO. $3k Arrival Plus and $2k Apple Rewards.

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How old were your collections when you paid them. Did your score go up after you paid them off?

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my collections were from 2011 & 2012 and my FICO went up from 647 to 697