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Applying for a new AMEX account, but which card?

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Anonymous
Not applicable

Re: Applying for a new AMEX account, but which card?


@Anonymous wrote:
So don't start with gold start with a green card

No.

 

Premier Rewards gold. First year's AF is waived AND the signup bonus.

Message 11 of 18
TravellingNomad
Established Contributor

Re: Applying for a new AMEX account, but which card?


@Anonymous wrote:
So don't start with gold start with a green card

You can apply for the gold. As mentioned, underwriting criteria is the same for green and gold. But I would go for the PRG right now instead of green. There's a a 50k offer floating around with the $175 annual fee waived the first year.

 

Edit: sorry for the double info replay...Nixon beat me to it. 

 

Find link for the offer in this thread 

Message 12 of 18
elim
Senior Contributor

Re: Applying for a new AMEX account, but which card?


@Anonymous wrote:

@Anonymous wrote:
So don't start with gold start with a green card

No.

 

Premier Rewards gold. First year's AF is waived AND the signup bonus.


  +1   PRG  

 

   even if you don't travel you can pay your statement with bonus points which would be $500 ( i think they are 1 cent per point when converted to cash right?)

 

   premium member benefits with PRG include 4 free tows a year with roadside assistance, return protection, extended warranty on purchases, car rental loss n damage, etc.

 

   you may get an offer to add the Pay Over Time feature that gives the card revolver features of 35k

 

    in 11 months  if you don't have the cash for the AF then close the card.

Message 13 of 18
Anonymous
Not applicable

Re: Applying for a new AMEX account, but which card?


@Anonymous wrote:

@Anonymous wrote:
I' ve a credit one bank with a limit of 300. I pay off my balances in full every month. My TU score is 708 and EX is 690. I only have 7 months of credit and want a AMEX card. Which product will be the easiest to get? Can I still get approved with only 7 months of credit

Everyday seems to be an easy approval as of late.

 

However the Charge cards are typically an easier approval, and you can usually get one Charge/One Revolver on the same HP if applied back to back.

PRG bonus is 50K MR through a certain link posted in this same subforum.

 

Recommendation:

PRG 50K Bonus MR

Everyday

 

Good luck!


As evidenced by the fact that they gave me one.

Message 14 of 18
Anonymous
Not applicable

Re: Applying for a new AMEX account, but which card?

Nixon is right..

If you are going to go for an Amex, go for the one that you want.  

The Premier Rewards Gold card is great and the bonus sign up is even better.

And though I have not received my Everyday as of yet, I love both cards.  

 

But, do it in the order that has been mentioned, I made the mistake of just doing the Everyday and coming back the next day and doing the PRG.  Go back to back

 

And let us know how it turned out?

Message 15 of 18
Anonymous
Not applicable

Re: Applying for a new AMEX account, but which card?


@Anonymous wrote:

@Anonymous wrote:
I' ve a credit one bank with a limit of 300. I pay off my balances in full every month. My TU score is 708 and EX is 690. I only have 7 months of credit and want a AMEX card. Which product will be the easiest to get? Can I still get approved with only 7 months of credit

Everyday seems to be an easy approval as of late.

 

However the Charge cards are typically an easier approval, and you can usually get one Charge/One Revolver on the same HP if applied back to back.

PRG bonus is 50K MR through a certain link posted in this same subforum.

 

Recommendation:

PRG 50K Bonus MR

Everyday

 

Good luck!


+1. It's hard to be a poster with Nixon around. He takes words right out of my mouth!

Message 16 of 18
joedtx
Valued Contributor

Re: Applying for a new AMEX account, but which card?


@Anonymous wrote:

@Anonymous wrote:

@Anonymous wrote:
I' ve a credit one bank with a limit of 300. I pay off my balances in full every month. My TU score is 708 and EX is 690. I only have 7 months of credit and want a AMEX card. Which product will be the easiest to get? Can I still get approved with only 7 months of credit

Everyday seems to be an easy approval as of late.

 

However the Charge cards are typically an easier approval, and you can usually get one Charge/One Revolver on the same HP if applied back to back.

PRG bonus is 50K MR through a certain link posted in this same subforum.

 

Recommendation:

PRG 50K Bonus MR

Everyday

 

Good luck!


+1. It's hard to be a poster with Nixon around. He takes words right out of my mouth!


+2 on the AMEX prg you get the free bonus , + free for one year 

 

just do a search in our forum for the link to apply....Good Luck!

Message 17 of 18
Anonymous
Not applicable

Re: Applying for a new AMEX account, but which card?

hey I got a amex BC, if you sing in to your amex account and apply for a gold card and get declined would you get a sp or hp?

Message 18 of 18
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