@FinStar wrote:
@donkort wrote:
I was approved for $8,000 with a 12.99% interest rate. I refused the offer. My score was 824 (TU Bankcard)
I was declined with a 750 TU Bankcard score. Because of a recent 30-day late.
A bit confusing to follow @donkort
First sentence states you were approved, but refused their $8K 12.99% offer. Typically, the process ends there since you didn't proceed any further.
But, the second sentence states you were declined. Was this some time ago or after you tried accepting the recent offer?
I post like that sometimes when my split personality kicks in.
{ BK7 DC 12/2019 } target 2800/ kohls Visa 7000/ discover IT cb 5800 / 2nd discover IT cb 6000/mercury 4100 /legacy 3500 /HUE cc 3500/ cap1 QS 5000/ cap 1 savor one 3100 /Bread rewards Amex 4650, Penfed PCR signature visa 10k/ penfed gold 5600 /NFCU signature visa cash rewards 21700/bread cashback amex 8000
>/ nfcu platinum 15k, BABY NEEDS NEW SHOES !!!!!
closed-- reflex, applied bank, first digital, mission lane, ikea, fingerhut, big lots, valero gasoline, ollo, more to come
Rebuilding since September 2020
who i burned - chase, cap 1, TD bank, Sync, were the biggies
Income 55k
Total utilization above 50 pct.
Ficos ,most are slightly above 700, the 9's slightly higher than the 8's
TCL - about 110k
Retired since 2017
