@Anonymous wrote:
I just saw this this thread, and before scrolling down, figured 99% odds you were approved. Congrats!
Target store credit card is relatively simple to get. However, for those with low scores, it's extremely helpful to have some other active trade lines reporting, which it appears you do. To add a datapoint, they pulled my Equifax FICO 8 report with score of around 613 with baddies when I was approved; SL only $300, but better than nothing, since it's a card I regularly use.
On an aside, in my view, the credit card is far superior to their debit card, which can easily lead to one overdrawing their bank account, since one's available bank balance isn't queried in real-time; purchases aren't immediately deducted. With the Target store credit card, that's a moot issue.
Again, congrats. 5% off most all purchases (some very limited exceptions) add up. And after a few months of usage, you should get a modest CLI.
I have the debit card and have never overdrawn my account. Pretty easy not to overdraw your account if you keep track and write down how much you spend.
BK in January 2008---Barclay's Apple Financing Card ($10,000) --- Capital One Quicksilver ($13,000)--- Platinum Delta Skymiles ($35,000) --- GEMB CareCredit ($10,000) --- AUFCU ($10000)---Discover IT ($33,000)
Experian 835 Transunion 828-- August 2018
