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Approvals only on Equifax?

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AzCreditGuy
Valued Contributor

Approvals only on Equifax?

Can the group tell me what approvals they have gotten on EQUIFAX only pull? Plus high SCL? I am thiking of doing 1 more credit card since I only have 1 pull on Equifax

Message 1 of 12
11 REPLIES 11
NoHardLimits
Valued Contributor

Re: Approvals only on Equifax?

I have one data point to contribute from last year.  Wells Fargo approved me for an Autograph Journey with a SL of $20k.  Equifax was the only hard inquiry for me in Florida.

August 2025 Scorecard: Clean, Thick, Mature, New Revolver
FICO8:
FICO9:
VantageScore3:
Inquiries (n/12, n/24):
AAoA: 11 yrs | AoORA: 38 yrs | AoYRA: less than 1 yr | New Accounts: 1/6, 2/12, 3/24 | Util: 1% | DTI: 1%
Message 2 of 12
FicoMike0
Senior Contributor

Re: Approvals only on Equifax?

Message 3 of 12
Jnbmom
Credit Mentor

Re: Approvals only on Equifax?

I am in VA.

 

DCU

Penfed

Truist

Comenity AA Card

Elan financial 

EXP 780 EQ 796 TU 810
Message 4 of 12
Vinjints
Regular Contributor

Re: Approvals only on Equifax?

Can also confirm Elan in Va. 

Message 5 of 12
cashorcharge
Community Leader
Super Contributor

Re: Approvals only on Equifax?

Moving to Applications Thread

Message 6 of 12
youngandcreditwrthy
Senior Contributor

Re: Approvals only on Equifax?

chitibank usually, but id freeze the others to make sure. citi also has pre qual rn. Citibank Online

Marriott PR$25k | BCE $24.5K |BankAmericard Visa $25k| BOA Better Bal $17.5k |Wmt Discover $12.5k | BR Visa $17.5k | Amex Delta Gold $10k | Discover IT $10k | Paypal Extras MC $15k | Amazon Store $10k|Smile Gen $7.25k | Dillard's $10k | West Elm $4k| Express $3.05K | Mypoints.com Visa $4.5k | Freedom Visa $1k| Amex Surpass $1k
Message 7 of 12
AzCreditGuy
Valued Contributor

Re: Approvals only on Equifax?


@NoHardLimits wrote:

I have one data point to contribute from last year.  Wells Fargo approved me for an Autograph Journey with a SL of $20k.  Equifax was the only hard inquiry for me in Florida.


 Thanks I have this card already from 2019 spree, cant remember who they pulled

Message 8 of 12
AzCreditGuy
Valued Contributor

Re: Approvals only on Equifax?


@youngandcreditwrthy wrote:

chitibank usually, but id freeze the others to make sure. citi also has pre qual rn. Citibank Online


All three are frozen at the moment and I have a SYW Citi card that was EQ pulled SL was $4k and not impressed with the card, thinking other Citi cards would be the same outcome. I am in Az 

Message 9 of 12
AzCreditGuy
Valued Contributor

Re: Approvals only on Equifax?


@FicoMike0 wrote:

This might help

https://ficoforums.myfico.com/t5/General-Credit-Topics/Which-Report-Will-They-Pull-Part-2/m-p/637977...

 


I did see this but it wasnt any help, due to Az not being on the EQ list on a lot of these? I have all 3 locked at the moment and would only unlock EQ for the new credit app
Message 10 of 12
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