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Approved for Langley Membership

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blazerein
Established Contributor

Approved for Langley Membership

I was looking for a Credit Union and saw Langley in here and applied.  One of the easiest application, deposit $10 and it's Approved.  Now I applied for their Credit Card and it's under review.  Oh well, I'm just glad I'm part of a credit union now.  Approve or Not, I'm back to the garden until September.

AAoA 6yrs 3mos | Inquries: TU5/EQ5/EX8 | Utilization: 9% | Mortgage: 1 | Auto Loan: 2 | Personal Loan: 2 | Derogatory: 0

> >CREDIT UNION


EX- 585, TU- 583, EQ- 563 | CURRENT SCORE UPDATED: 2/2023 -> FICO 8 EX 754 TU 741 EQ 755 | FICO 9 EX 747 EQ 763 TU 756
Message 1 of 50
49 REPLIES 49
blindambition
Senior Contributor

Re: Approved for Langley Membership


@blazerein wrote:

I was looking for a Credit Union and saw Langley in here and applied.  One of the easiest application, deposit $10 and it's Approved.  Now I applied for their Credit Card and it's under review.  Oh well, I'm just glad I'm part of a credit union now.  Approve or Not, I'm back to the garden until September.


Congrats on membership! I wish you a successful card approval!! 🥳 

Message 2 of 50
AllZero
Mega Contributor

Re: Approved for Langley Membership

Congratulations on your membership!

Message 3 of 50
Mv350
Valued Contributor

Re: Approved for Langley Membership

Congrats on the membership, I just joined also. I was denied a CC right now because of recently acquired consumer debt. Which I think means too many new accounts. 

 

 

Good luck!!!

Message 4 of 50
CreditAggie
Community Leader
Super Contributor

Re: Approved for Langley Membership

Congratulations on your Langley membership and good luck on your CC app!

Current Cards (in order of approval):


         
Current FICO 8 | 9 (September 2025):  
Credit Age:  
Inquiries (6/12/24):  
Banks & CUs:

Message 5 of 50
Anonymous
Not applicable

Re: Approved for Langley Membership


@Mv350 wrote:

Congrats on the membership, I just joined also. I was denied a CC right now because of recently acquired consumer debt. Which I think means too many new accounts. 

 

 

Good luck!!!


How many new accounts in last 6/12/24? Curious since DW working on CU's and would rather not waste HP. TIA Smiley Happy

Message 6 of 50
blazerein
Established Contributor

Re: Approved for Langley Membership

One new account the past 6 months, 3 new account the past 12 months.  After August 2020 it will be 3 new account the past 24 months.

AAoA 6yrs 3mos | Inquries: TU5/EQ5/EX8 | Utilization: 9% | Mortgage: 1 | Auto Loan: 2 | Personal Loan: 2 | Derogatory: 0

> >CREDIT UNION


EX- 585, TU- 583, EQ- 563 | CURRENT SCORE UPDATED: 2/2023 -> FICO 8 EX 754 TU 741 EQ 755 | FICO 9 EX 747 EQ 763 TU 756
Message 7 of 50
Anonymous
Not applicable

Re: Approved for Langley Membership

Hi plz let us know the cc app result , thank you and good luck

Message 8 of 50
Anonymous
Not applicable

Re: Approved for Langley Membership

Thank @blazerein 

Message 9 of 50
blazerein
Established Contributor

Re: Approved for Langley Membership

Did not get the card and not sure why.  Need to wait for the letter but my guess is my Utility or DTI ratio.  It's OK, I will wait September and try again.

AAoA 6yrs 3mos | Inquries: TU5/EQ5/EX8 | Utilization: 9% | Mortgage: 1 | Auto Loan: 2 | Personal Loan: 2 | Derogatory: 0

> >CREDIT UNION


EX- 585, TU- 583, EQ- 563 | CURRENT SCORE UPDATED: 2/2023 -> FICO 8 EX 754 TU 741 EQ 755 | FICO 9 EX 747 EQ 763 TU 756
Message 10 of 50
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