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Apps or Website

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razzy116
Established Contributor

Apps or Website

Is it better to put in a credit card application in the app or website.What is the difference. Any help would be appreciated. Thank you and be safe.

Starting Score: 663
Current Score: c669
Goal Score: 800

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Message 1 of 5
4 REPLIES 4
Jnbmom
Credit Mentor

Re: Apps or Website


@razzy116 wrote:

Is it better to put in a credit card application in the app or website.What is the difference. Any help would be appreciated. Thank you and be safe.


I personally prefer lenders websites when I apply . I am not sure there is really any difference how you apply . I also prefer to apply on my laptop or desktop because I tend to make mistakes on my little keyboard on my 📱 

EXP 780 EQ 796 TU 810
Message 2 of 5
Meanmchine
Super Contributor

Re: Apps or Website

I dont think anyone can answer this question.  I do know that I have gotten different Chase pre-selecteds the same day using the app and then the website and then Credit Journey

>3/2016 EX 644 CK-TU 642 CK-EQ 660 WalMart- 671.
>7/2025 All 3 reports 830 - 845(F8) F9s = all 850 but my app finger is still twitching
Message 3 of 5
M_Smart007
Legendary Contributor

Re: Apps or Website

I prefer @Jnbmom 's methodSmiley Happy

Message 4 of 5
ChazzieT
Frequent Contributor

Re: Apps or Website


@razzy116 wrote:

Is it better to put in a credit card application in the app or website.What is the difference. Any help would be appreciated. Thank you and be safe.


It really all depends on the institution. Some populate offers quicker to the app, while other show their offers sooner in the website and some it's nearly simultaneous. Some institutions you have a better chance in the app, some the website, some with a phone call, others...in branch.

 

If there is a specific lender you're considering, that info would make it quicker for people to help.

Message 5 of 5
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