Are Synchrony VISA/MCs BK friendly?

[Anonymous]

I am 3 years post BK. I have some synchrony backed store cards but I am not sure if they are BK friendly on major cards I've heard a few people say it was flat out decline for BK.

[Countingpennies]

I'm 3 yrs. post BK as well. All my Synch cards are up to $4-6k but I have not been approved for a Synch Visa/MC. I don't really want one anymore.

[Anonymous]

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@Anonymous wrote:

I am 3 years post BK. I have some synchrony backed store cards but I am not sure if they are BK friendly on major cards I've heard a few people say it was flat out decline for BK.

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They are not unfortunately.

[willwar14]

I hardly ever see anyone with a Sync VISA/MC who has a BK on file.

[Pway]

No synchrony is not bk friendly when it comes to their VISA/MC products.  Although I have not gotten approved for anything sync after my bk.  In burned them for 300 on a JC Penney card.  I am blacklisted from them.

[Vegas4Play]

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@Anonymous wrote:

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@Anonymous wrote:

I am 3 years post BK. I have some synchrony backed store cards but I am not sure if they are BK friendly on major cards I've heard a few people say it was flat out decline for BK.

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They are not unfortunately.

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AHHHH now I know why they gave me the Walmart card for 900 instead of the MC version, duh.... seek and ye shall find. Glad I found that out it has been bugging the Heck out of me

[jacetx]

I have the PayPal MasterCard at $1k, ebates $5k, and SAMs MasterCard $8.5k. BK discharged in 2011.

[Anonymous]

@jace8602 wrote:
I have the PayPal MasterCard at $1k, ebates $5k, and SAMs MasterCard $8.5k. BK discharged in 2011.

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How long after discharge were you approved?

[securingourfuture]

I have Ebates visa, PayPal MC, and Sam's MC. But they didn't give me any love until I was 6 years post-BK on store cards, and 9+ years post-BK on the visa/MC products. Bear in mind that I had quite a few baddies up until this year.

[jacetx]

Last year, so a little over 3 years after discharge