Nervous for my app spree.

Anonymous · ‎10-26-2015

Just pulled my reports.

EQ 752 - 0 inq

TU 748 - 1 inq

EX 737 - 2 inq

Oldest Account - 2 yrs

AAoA - 1yr

Util- 10%

3 new cards I got 11.30.14

I was going to app PenFed first because I think that is the biggest long shot. Citi Double Cash. And then NFCU because I don't really see that being a huge problem. I'm pretty nervous. I was going to wait till 11.30.15 But I actually have some unexpected medical bills in the pike, so either I wait and have higher utility or go now before my year mark. If I'm not mistaken all of these will pull my EQ report?

What do you guys think. Is Penfed too much of a long shot?

Anonymous · ‎10-26-2015

I am thinking you stand a good chance.

Glkslngr · ‎10-26-2015

Go for it! Let us know how you do!

ddemari · ‎10-26-2015

Penfed will pull EQ and your profile looks good from the info u relayed! I would app I were u. If u get say 1-3 new cards u would have nothing to worry about just use and pay

Anonymous · ‎10-26-2015

I don't see any problem you getting approved .. You'll get it . Goodluck.

jacetx · ‎10-26-2015

Did you apply yet?

Anonymous · ‎10-26-2015

Not yet. I just joined and donated to voices for americas troops. Thought I should wait a bit, the login isn't letting me login.

Anonymous · ‎10-26-2015

PENFED membership. Check!

Anonymous · ‎10-26-2015

I feel so fancy. Can't jump for joy. I'm at work. I didn't apply for any credit products yet.

Anonymous · ‎10-26-2015

Based on personal experience and information I read here Citibank will pull both EX and EQ for your Double Cash application. I don't have any experience with PenFed or NFCU. Why do you feel PenFed is a long shot? Your credit profile looks good. Do you have a history with them?