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B of A CLI Recon?

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cottoncrown
Frequent Contributor

B of A CLI Recon?

I have done the BOA CLI three times in the last year online. I was denied the last time. Should I recon? Will they pull again? They pulled on TU at time of application.
Message 1 of 20
19 REPLIES 19
lg8302ch
Senior Contributor

Re: B of A CLI Recon?

I don't think they will pull again because they normally use the same pull for 30 days. I would try and make sure there is no other pull.  Good luck!

Message 2 of 20
wmweeza
Established Contributor

Re: B of A CLI Recon?

BofA is famous for it almost ALWAYS being a new pull (inquiry), so unless it's been 30 days or less, count on a new pull


Last App 10/14. FICO's: AMEX Ex 846, BarclayTU08 815.FAKOs:CreditKarma 775,CS score 771.BofA 5400,Target $5000,Barnes $8500,Amex $22k
Message 3 of 20
lhcole77
Valued Contributor

Re: B of A CLI Recon?

Same pull used for 30 days. Call a credit analyst using number on Backdoor sticky. Worked wonders for me.

Message 4 of 20
baller4life
Super Contributor

Re: B of A CLI Recon?

Yep. Call an analyst. Same pull good for 30 days.

Message 5 of 20
TravellingNomad
Established Contributor

Re: B of A CLI Recon?

BoA does not use last cr pulled for 30 days...they pull a new report when you request cli. When i was approved for the Alaska card, i called backdoor number for credit analyst to recon initial limit within a few days to get siggy version. Credit analyst pulled a new report. The same thing happened when DW app'd for the same card. We called backdoor to recon initial cl for her card. Another pull was done also.

 

I haven't heard BoA doing it like CU's where the same report is used for the next x number of days. 

Message 6 of 20
baller4life
Super Contributor

Re: B of A CLI Recon?

TravellingNomad did you ASK them to use same report. Because they absolutely did for myself and many many others.
Message 7 of 20
TravellingNomad
Established Contributor

Re: B of A CLI Recon?


@baller4life wrote:
TravellingNomad did you ASK them to use same report. Because they absolutely did for myself and many many others.

Yep, on both times. Although both analyst i spoke with were uber friendly, they also said that a new pull will be done when i asked. But we didn't mind the hp because the companion fare on the siggy version is far more valuable to our family of 4 Smiley Happy

Message 8 of 20
baller4life
Super Contributor

Re: B of A CLI Recon?

Very odd. Never heard of new pull if previous pull was within 30 days
Message 9 of 20
lhcole77
Valued Contributor

Re: B of A CLI Recon?


@baller4life wrote:
Very odd. Never heard of new pull if previous pull was within 30 days

BofA will pull new report to recon initial approval. In CA its EX to apply and TU for recon, CLIs, etc.

 

OP was asking about CLI pull. They will absolutely use the same CLI pull for 30 days.

 

 

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