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BB Card

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sports1965
Frequent Contributor

BB Card

Applied for the BB card (best buy) and the
We need to review your app further ,and will let u know in 2 weeks.
Good or bad sign?
Message 1 of 3
2 REPLIES 2
cship10
Regular Contributor

Re: BB Card

Did you apply instore or online? I have applied online a couple of times resulting in a denial. My iMac crashed 2 days ago and went into the store to get a new one, was asked if I wanted to apply and I said sure, why not receive one more denial. To my supprise I was approved, it asked me if I wanted the Store Card or the Visa, and i selected visa, and was proved with a 4,000 dollar limit. This is just a few months after my denial online and not much has changed in my credit profile. I do have to say, when people say apply in store, it does help! 

 

BK discharged 10/7/2014
Current Scores MyFico TU: 753 EQ: 773 EX: 668
Cards: NFCU CashRewards 48000 | NFCU Flagship 32000| Huntington Voice 18,000 | Citi AA 33,000 |BB&T 4500 | Cap1 V 33500 | Sony 7000 | TVA Employee CU 10,000 | WF Propel 15000 | Sync BananaR Visa 10,000 | DCU Visa 15000 | Overstock 11800 | Sync Lowes 25000 | Sync AE 7000 | Sync Amazon 10,000 | Sync Belk 10000 | NFCU CLOC 15,000 | Citi Costco 9,700 | First Bank 8000 | Bestbuy Visa 10,000 | HomeDepot 5000 | BBVA CP 10000 | Macy's Store 11,300 |
Installments WF Mortgage $257k | Y-12 FCU HELOC 16,000 | Mercedes-Benz Lease | Mercedes-Benz Lease | DCU Auto Loan

AAoA 3 yrs 7 M
TONS of Inquires :-p
Message 2 of 3
Anonymous
Not applicable

Re: BB Card


@cship10 wrote:

Did you apply instore or online? I have applied online a couple of times resulting in a denial. My iMac crashed 2 days ago and went into the store to get a new one, was asked if I wanted to apply and I said sure, why not receive one more denial. To my supprise I was approved, it asked me if I wanted the Store Card or the Visa, and i selected visa, and was proved with a 4,000 dollar limit. This is just a few months after my denial online and not much has changed in my credit profile. I do have to say, when people say apply in store, it does help! 

 


It kinda does. Honesty depends on the lender and your profile. I KNOW. BUT I FEEL THAT'S THE COLD HARD TRUTH.

 

My perception is that the salesmen want that bonus for getting someone to sign up for a credit card. So they will attempt to go the extra mile for you. They work hard for the money. *sings* So hard for it honey.

 

FYI I just got a CLI on my BB Card from Spring.  I had to get a manual review to increase and lament my story that I am buying gifts soon.  Black Friday is upon us.

 

Gap, Amazon Prime and BB are my token store cards. 

Gap:  2k to 8k.  Prime stays at 6k.  BB now at 4k. 

Message 3 of 3
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