BB&T soft pull

[Anonymous]

Any idea if the BB&T soft pull still working in June 2021? If so, please tell me how it works. I'm looking for a good balance transfer card, but I don't want a hard pull. Which Credit report does it pull? Do you have to leave the credit reports unlocked for this to work? Would I be taking a chance on a hard pull

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if I tried it with the credit reports unlocked?

[FinStar]

The BB&T pre-qualification portal is still active.  Your reports need to be unfrozen and they pull EQ + another reporting resource (can't recall which one at the moment -- for ID verification).  If the pre-qualification portal yields no offers, then you can periodically check again at some point.  The only thing, with the Truist merger, it's anyone's guess how long this portal will remain active.

[Anonymous]

Thanks for the clarification!

[Heatt99]

Make your move soon. They sent out emails stating they're beginning to merge account access portal any moment like Q3 at the latest. So BB&T's prequel might disappear with their upcoming update

[Anonymous]

I just tried the prequalification and they gave me no offers. Bummer.

EX: 737 (today)

EQ: 732 (May 17th)

TU: 649 (May 17th)

EQ9: 746

I have some medical debts on TransUnion. I have already disputed those and they should be coming off. (Long story.) Maybe that's what they saw. I suppose I can try again when those come off.

[pcmedic2k]

The pre-quals on the page are Soft Pull. However, if you accept one of the offers you receive on that page and continue with the rest of the information it wil result in a Hard Pull (I missed that in the fine print). In my case they pulled TU and given the 7-10 day message so assuming a decline.

[JNA1]

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@pcmedic2k wrote:

The pre-quals on the page are Soft Pull. However, if you accept one of the offers you receive on that page and continue with the rest of the information it wil result in a Hard Pull (I missed that in the fine print). In my case they pulled TU and given the 7-10 day message so assuming a decline.

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That's not how it was when I got my BB&T card in December of 2019. I did the prequal, applied for the card and was accepted, and I never received a HP from BB&T.