@Anonymous wrote: Definitely set the catagories up ASAP. I lost out on alot of double and tripple points.
Excellent point! Set the 3x & 2x categories before using the card, and I notice that it says if you don't set the categories by the start of the next quarter (July 1) you just get 1% on everything. But kudos to BBVA for having Medical as a bonus category, the first card I've seen that offers that category. Unfortunately medical & dental are a big spend category me for currently. And if your Walmart store codes a groceries as mine does you get double or tripple points there if you chose grocery as a bonus category, unlike Amex & Discover which always codes any Walmart store as 'discount store' for 1%.