@FinStar wrote:
@Creditaddict wrote:
@FinStar wrote:
@Creditaddict wrote:this number listed on the denial letter: 800-239-5157 seems to be a generic credit card customer service not underwriting as the letter states...
So no recon basically is what I'm reading here?
AFAIK, no recons. I think one would have reapply. Now, I believe if one is approved with a low SL (or higher APR), then there's an option to have it reviewed again. One7 got his SL increased to $10K and they lowered his APR. Not sure if others have been successful though.
yeah I will pass.. the system is pulling an old macy's account listed as "included in bankruptcy" just like the amex system does and I was declined for a "Bankruptcy reporting"
no actual bankruptcy
Well that's cray cray. Your partner got approved right... 30K?
Yup! still debating if I should add myself to it 
@Creditaddict wrote:
@FinStar wrote:
@Creditaddict wrote:
@FinStar wrote:
@Creditaddict wrote:this number listed on the denial letter: 800-239-5157 seems to be a generic credit card customer service not underwriting as the letter states...
So no recon basically is what I'm reading here?
AFAIK, no recons. I think one would have reapply. Now, I believe if one is approved with a low SL (or higher APR), then there's an option to have it reviewed again. One7 got his SL increased to $10K and they lowered his APR. Not sure if others have been successful though.
yeah I will pass.. the system is pulling an old macy's account listed as "included in bankruptcy" just like the amex system does and I was declined for a "Bankruptcy reporting"
no actual bankruptcy
Well that's cray cray. Your partner got approved right... 30K?
Yup! still debating if I should add myself to it
*Make him add me to it!
@Creditaddict wrote:
@FinStar wrote:
@Creditaddict wrote:
@FinStar wrote:
@Creditaddict wrote:this number listed on the denial letter: 800-239-5157 seems to be a generic credit card customer service not underwriting as the letter states...
So no recon basically is what I'm reading here?
AFAIK, no recons. I think one would have reapply. Now, I believe if one is approved with a low SL (or higher APR), then there's an option to have it reviewed again. One7 got his SL increased to $10K and they lowered his APR. Not sure if others have been successful though.
yeah I will pass.. the system is pulling an old macy's account listed as "included in bankruptcy" just like the amex system does and I was declined for a "Bankruptcy reporting"
no actual bankruptcy
Well that's cray cray. Your partner got approved right... 30K?
Yup! still debating if I should add myself to it
Sure, why not? I know you want your own eventually, but in the meantime it's just as much yours!
@FinStar wrote:
@Creditaddict wrote:
@FinStar wrote:
@Creditaddict wrote:
@FinStar wrote:
@Creditaddict wrote:this number listed on the denial letter: 800-239-5157 seems to be a generic credit card customer service not underwriting as the letter states...
So no recon basically is what I'm reading here?
AFAIK, no recons. I think one would have reapply. Now, I believe if one is approved with a low SL (or higher APR), then there's an option to have it reviewed again. One7 got his SL increased to $10K and they lowered his APR. Not sure if others have been successful though.
yeah I will pass.. the system is pulling an old macy's account listed as "included in bankruptcy" just like the amex system does and I was declined for a "Bankruptcy reporting"
no actual bankruptcy
Well that's cray cray. Your partner got approved right... 30K?
Yup! still debating if I should add myself to it
Sure, why not? I know you want your own eventually, but in the meantime it's just as much yours!
