BBVA Preapproval Data Points

[Vegasr]

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@sxa001 wrote:

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@randomguy1 wrote:

Aim, ironically I tried preapprovals today. Since I am in the middle of a mortgage, I tried a few different lenders for the best rate. They denied me for inquiries as well. I am 1/12 in new accounts (0/12 in November). 

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That is kind of a bummer to hear, I was thinking maybe I could slip the card in after we close but before the mortgage hits my report, if they are inquiry senstive sounds like I will have to wait a year after we close and then get it. 

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Good DPs yet you never know for sure.

With EX, my inq's are 1/6 and 8/12, and new accounts are 5/6 (will drop to 1/6 throughout the next 5 weeks) and LOL/12

I just did the prequal with BBVA and got this:

Not the greatest of SLs yet very happy for the Preapproval.  Definitely not going to continuing getting it though.

Hope this helps others that are on the fence.

[M_Smart007]

Many are complaining, while the pre-approval shows a set SCL, when you app, it just "Spins" and comes up with an error.

[recoveringfrombk7]

I figured I'd try just for science.  Not sure what to make of this haha.

[Anonymous]

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@recoveringfrombk7 wrote:

I figured I'd try just for science.  Not sure what to make of this haha.

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You have to go right to the card you want. 

https://ficoforums.myfico.com/t5/General-Credit-Topics/List-of-Soft-pull-PREAPPROVAL-Links-Updated-8...

[Aim_High]

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@Anonymous wrote:

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@recoveringfrombk7 wrote:

I figured I'd try just for science.  Not sure what to make of this haha.

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You have to go right to the card you want. 

https://ficoforums.myfico.com/t5/General-Credit-Topics/List-of-Soft-pull-PREAPPROVAL-Links-Updated-8-10-20/m-p/6105784/highlight/true#M301376

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Thanks @Anonymous.  Interesting additional direct links.

However, the link I referenced in posting one of the thread took me to the page below and I selected one of two cards on the follow-on pages after I hit the "Continue" button.  Not sure why it didn't work for @recoveringfrombk7??

[Anonymous]

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@Aim_High wrote:

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@Anonymous wrote:

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@recoveringfrombk7 wrote:

I figured I'd try just for science.  Not sure what to make of this haha.

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You have to go right to the card you want. 

https://ficoforums.myfico.com/t5/General-Credit-Topics/List-of-Soft-pull-PREAPPROVAL-Links-Updated-8-10-20/m-p/6105784/highlight/true#M301376

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Thanks @Anonymous.  Interesting additional direct links.

However, the link I referenced in posting one of the thread took me to the page below and I selected one of two cards on the follow-on pages after I hit the "Continue" button.  Not sure why it didn't work for @recoveringfrombk7??

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Didn't work for me either when I tried it which is when I dug up those links. 

[recoveringfrombk7]

Thanks @Anonymous 

Did the clear points

No cards at this time, reason given: too many inquiries. 

Ex09 694, VS 699

5/12 and 14/24, so no real surprise

[Meanmchine]

My son-in-law lives with me and he gets BBVA preapprovals in the mail but when I use their preapproval site it says that Im out of their service area.

[Meanmchine]

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@M_Smart007 wrote:

@Aim_High,

"I've never had a lender give me a decline letter on a soft-pull preapproval website.  Usually, the response was just "unable to approve at this time." 

You been seeking credit lately?  

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Ive had a couple

Credit One comes to mind

[Anonymous]

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@Meanmchine wrote:

My son-in-law lives with me and he gets BBVA preapprovals in the mail but when I use their preapproval site it says that Im out of their service area.

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Have you tried it recently? They updated it in the last month or so to open prequals up to everyone. It used to be limited just to AL and TX.