cancel
Showing results for 
Search instead for 
Did you mean: 

BOA App

tag
Harvey26
Valued Contributor

BOA App

So i decided to try my luck with the BOA Cash Rewards for students card and I didnt get apporved but I did get the preselected for the secured verison of me putting my whole $300 down on the card... And I have 3 unsecured cards all my cards are unsecured. What gives.. Should I recon? or 

 

EX score 691 and AAoA like 2 years. 

Amex ED: 8K, Macys Amex: 4K , BOA Premium Rewards: 60K , Best Buy Visa: 7K , VACU Mastercard: 11.5K Discover: 25K, Amex Delta Reserve 15k, Apple Card:3.5K, Saks WEMC 16.2K, PNC Cash Unlimited: 20K
Message 1 of 8
7 REPLIES 7
Anonymous
Not applicable

Re: BOA App

You could try to recon for the Cash rewards or even the partially secured 99/500 secured.  Their secured card graduates.  Totally great secured card IMO. 

Message 2 of 8
Harvey26
Valued Contributor

Re: BOA App


@Anonymous wrote:

You could try to recon for the Cash rewards or even the partially secured 99/500 secured.  Their secured card graduates.  Totally great secured card IMO. 


It already is the cash rewards secured verison but I will see if they could do the partial one.

Amex ED: 8K, Macys Amex: 4K , BOA Premium Rewards: 60K , Best Buy Visa: 7K , VACU Mastercard: 11.5K Discover: 25K, Amex Delta Reserve 15k, Apple Card:3.5K, Saks WEMC 16.2K, PNC Cash Unlimited: 20K
Message 3 of 8
CreditMagic7
Mega Contributor

Re: BOA App

Getting a first BofA card (unsecured) can be a tricky proposition from my experience especially if you're profile is relatively new and thin..

 

I was denied at first (Online) and straightway the next day called into the Credit Analysts Dept for a Recon which was subsequently approved. Some days later that 99/500 app came in the mail but since i beat it to the punch it was a nonissue

 

If you already accepted a "secured" card i have no idea or experience to share but chances are that you're stuck with that for the duration until "unsecured", whenever that might be..

 

 

Message 4 of 8
schsa210
Established Contributor

Re: BOA App

Congrats!

~buried myself in the garden~
Message 5 of 8
Anonymous
Not applicable

Re: BOA App

Congrats!,,,but you DEFINITELY want the 99/500 secured.

Beg, borrow, or steal,,,CRY for IT; you won't regret getting

in the door with BofA; especially the rewards Card.  Best2Ya

Message 6 of 8
SOGGIE
Valued Contributor

Re: BOA App

Congrats! To answer you question, I would recon.
Life was a lot simpler when what we honored was father and mother, rather than all major credit cards. ~Robert Orben
Message 7 of 8
OmarGB9
Community Leader
Super Contributor

Re: BOA App

Grats

Last App: 1/10/2023
Penfed Gold Visa Card

Currently rebuilding as of 04/11/2019.

Starting FICO 8 Scores:




Current FICO 8 scores:


Message 8 of 8
Advertiser Disclosure: The offers that appear on this site are from third party advertisers from whom FICO receives compensation.