BOA CLI 91 days rule

[kudosalert]

It has only been about 61 days since my last increase was approved. Does anybody know if the 90 day rule is strictly enforced? The CLI button has just popped up for me again. Wondering if I should ask for 99k again 

[AllZero]

91 days in full effect.

[FinStar]

OP, you're welcome to spin the wheel and see.  SP after all.

ETA - good luck on whatever you decide 😜

[Anonymous]

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@FinStar wrote:

OP, you're welcome to spin the wheel and see.  SP after all.

ETA - good luck on whatever you decide 😜

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does BofA SP for business credit card cli requests too? Sorry if this seems to highjack OP's post lol

[CreditCuriosity]

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@Anonymous wrote:

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@FinStar wrote:

OP, you're welcome to spin the wheel and see.  SP after all.

ETA - good luck on whatever you decide 😜

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does BofA SP for business credit card cli requests too? Sorry if this seems to highjack OP's post lol

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believe so but as a CLI on business takes a call in vs button can ask when you call in and they should be familiar with the policy by now being front end csr's

[IncrsCreditScore]

Opened my BoA Cash Rewards card in early November 2019.  Just checked to see if  a CLI request was in the selection of topics I could pull and it is not.  Does that always appear when eligible for a  CLI?  Or do you have to call to request a CLI?

[CreditCuriosity]

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@IncrsCreditScore wrote:

Opened my BoA Cash Rewards card in early November 2019.  Just checked to see if  a CLI request was in the selection of topics I could pull and it is not.  Does that always appear when eligible for a  CLI?  Or do you have to call to request a CLI?

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Personal card?  It will show up when they think you are ready approx every 3 months..  First time might be 6 months, but been so long since I have opened a personal credit card with bofa i am unsure anymore.

[coldfusion]

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@CreditCuriosity wrote:

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@IncrsCreditScore wrote:

Opened my BoA Cash Rewards card in early November 2019.  Just checked to see if  a CLI request was in the selection of topics I could pull and it is not.  Does that always appear when eligible for a  CLI?  Or do you have to call to request a CLI?

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Personal card?  It will show up when they think you are ready approx every 3 months..  First time might be 6 months, but been so long since I have opened a personal credit card with bofa i am unsure anymore.

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It shows up when they consider you eligible to request which is a YMMV and is not the same as being considererd eligible to obtain.  91 days seems to be common but also seems to be profile-dependent. 

As an example, I've already mentioned elsewhere that the MLB card that I was approved for on Feb 14th had the `Request a credit line increase` hyperlink appear last Thursday.  

[Anonymous]

After getting a CLI the first time, I went for another as soon as the link showed up. It was denied. I waited until about 92 days (30+ after denial), and it was approved. 

[kudosalert]

I'll wait. I'm only 2 weeks away from 91 days. Asking for 99k again.