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BOA CLI shennigans

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1GaDawg85
Valued Contributor

BOA CLI shennigans

Looked all over my online portal and mobile app to see where I could request a CLI on my card and there was nothing. I mean not a thing. Kinda strange but ended up calling in and requesting the increase. Shot for the moon and according to the lady on the phone, I will get a letter in 5-7 days. Maybe approved, maybe not. We will see. 


FICO 5 ,4, 2 - 10/2023                            FICO 8 - 10/2023                                   FICO 9 - 10/2023                                   FICO 10 - 10/2023
     
Message 1 of 12
11 REPLIES 11
FinStar
Moderator Emeritus

Re: BOA CLI shennigans


@1GaDawg85 wrote:

Looked all over my online portal and mobile app to see where I could request a CLI on my card and there was nothing. I mean not a thing. Kinda strange but ended up calling in and requesting the increase. Shot for the moon and according to the lady on the phone, I will get a letter in 5-7 days. Maybe approved, maybe not. We will see. 


If you see no change within 48-72 hours, then it was not approved. On the upside, SP so no harm, no foul.

Message 2 of 12
1GaDawg85
Valued Contributor

Re: BOA CLI shennigans


@FinStar wrote:

@1GaDawg85 wrote:

Looked all over my online portal and mobile app to see where I could request a CLI on my card and there was nothing. I mean not a thing. Kinda strange but ended up calling in and requesting the increase. Shot for the moon and according to the lady on the phone, I will get a letter in 5-7 days. Maybe approved, maybe not. We will see. 


If you see no change within 48-72 hours, then it was not approved. On the upside, SP so no harm, no foul.


strange to not see it on either the app or the website. The card is just over a year old. 


FICO 5 ,4, 2 - 10/2023                            FICO 8 - 10/2023                                   FICO 9 - 10/2023                                   FICO 10 - 10/2023
     
Message 3 of 12
Hoben02
Frequent Contributor

Re: BOA CLI shennigans

A2DEF8A3-1371-48F5-A2EC-312883C41D94.jpeg

was able to see this link when using an iPad and logging into the bofa website on all my credit cards

 

Chase (CSP,CF,CFU,southwest premier)
Barclay(jetblue, arrival)
Bofa(US pride, premium, travel, cash, Suzy komen)
Citi(Premier, Double cash, Costco)
Fnbo(Mlife)
Amex(everyday, cash, Hilton)
Blockfi
Caesars rewards
Sofi
Gemini
Cap One Savor One
Message 4 of 12
1GaDawg85
Valued Contributor

Re: BOA CLI shennigans


@Hoben02 wrote:

A2DEF8A3-1371-48F5-A2EC-312883C41D94.jpeg

was able to see this link when using an iPad and logging into the bofa website on all my credit cards

 


Yeah I looked all over and it was never there. They ended up declining me outright for an increase. Time to play the waiting game and see what happens in 6 months 


FICO 5 ,4, 2 - 10/2023                            FICO 8 - 10/2023                                   FICO 9 - 10/2023                                   FICO 10 - 10/2023
     
Message 5 of 12
mrcrisp023
Frequent Contributor

Re: BOA CLI shennigans

I'm in a similar boat. I'm on the phone as we speak to try to get an increase. My account is only 3.5 months old but some people see the link from day 1.
Capital One SavorOne: $3000 / Bank of America Unlimited Cash Rewards Visa Signature: $500 / Mission Lane: $2500 / Merrick: $2000 / CreditOne Amex: $850

Starting 09/2022 MyFico 08: EQ 648 / TU 659 / EX 644
Current MyFico 08: EQ 733 / TU 720 / EX 734

2024 EOY Goal: 750
Message 6 of 12
1GaDawg85
Valued Contributor

Re: BOA CLI shennigans

The letter today said that card hasn't been open for a year and I have no banking relationship (fair BoA, I don't have any type of account except a credit card). I will be back soon enough to request a CLI. 

 

I looked back in my documents and the card was opened at the beginning of Feb 2022. Maybe a day too early. Who knows. Timing can be funny thing


FICO 5 ,4, 2 - 10/2023                            FICO 8 - 10/2023                                   FICO 9 - 10/2023                                   FICO 10 - 10/2023
     
Message 7 of 12
SweetCreditObsession
Valued Contributor

Re: BOA CLI shennigans


@1GaDawg85 wrote:

The letter today said that card hasn't been open for a year and I have no banking relationship (fair BoA, I don't have any type of account except a credit card). I will be back soon enough to request a CLI. 

 

I looked back in my documents and the card was opened at the beginning of Feb 2022. Maybe a day too early. Who knows. Timing can be funny thing


Good idea to give it a few more days.

 

I've got a Cash Rewards card. To see the link to request a CLI, I click the View/Redeem link on the main page of the Accounts tab (default or home page). 

 

Clicking that link navigates me to another page that lists my rewards and also includes a table with my total credit line, available credit and  a link to request a CLI.

 

Best wishes on getting an increase soon.



(+102) | (+106) | (+151)
| TU Fico 9: ? | Exp Fico 9: ? | EQ Fico 9: ?| EQ Fico 8 Bankcard: TBA

Initial Goal: Min. 740 w/all CRAs - Met
Interim Goal: 780 w/all CRAs - Met
Current Goal(s): Min. 800 w/all CRAs
Gardening Until: ??/??/202?| Last App: 10/20/2023





Message 8 of 12
1GaDawg85
Valued Contributor

Re: BOA CLI shennigans


@SweetCreditObsession wrote:

@1GaDawg85 wrote:

The letter today said that card hasn't been open for a year and I have no banking relationship (fair BoA, I don't have any type of account except a credit card). I will be back soon enough to request a CLI. 

 

I looked back in my documents and the card was opened at the beginning of Feb 2022. Maybe a day too early. Who knows. Timing can be funny thing


Good idea to give it a few more days.

 

I've got a Cash Rewards card. To see the link to request a CLI, I click the View/Redeem link on the main page of the Accounts tab (default or home page). 

 

Clicking that link navigates me to another page that lists my rewards and also includes a table with my total credit line, available credit and  a link to request a CLI.

 

Best wishes on getting an increase soon.


I just logged into the account today and no link yet. Who knows when it might appear? 


FICO 5 ,4, 2 - 10/2023                            FICO 8 - 10/2023                                   FICO 9 - 10/2023                                   FICO 10 - 10/2023
     
Message 9 of 12
OmarGB9
Community Leader
Super Contributor

Re: BOA CLI shennigans


@1GaDawg85 wrote:

@SweetCreditObsession wrote:

@1GaDawg85 wrote:

The letter today said that card hasn't been open for a year and I have no banking relationship (fair BoA, I don't have any type of account except a credit card). I will be back soon enough to request a CLI. 

 

I looked back in my documents and the card was opened at the beginning of Feb 2022. Maybe a day too early. Who knows. Timing can be funny thing


Good idea to give it a few more days.

 

I've got a Cash Rewards card. To see the link to request a CLI, I click the View/Redeem link on the main page of the Accounts tab (default or home page). 

 

Clicking that link navigates me to another page that lists my rewards and also includes a table with my total credit line, available credit and  a link to request a CLI.

 

Best wishes on getting an increase soon.


I just logged into the account today and no link yet. Who knows when it might appear? 


Appearance/non-appearance of the link doesn't indicate eligibility of CLI. There are DPs of CLIs being granted over the phone even when no link appears. 


Last App: 1/10/2023
Penfed Gold Visa Card

Currently rebuilding as of 04/11/2019.

Starting FICO 8 Scores:




Current FICO 8 scores:


Message 10 of 12
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