BOA CLI

[Santaclausthereal]

does anybody have any info on bank of america cli what they look for i cant get them to give up anything they wont budge for me my scores are high aaoa low got out of rebuild a minute ago no negatives scores low 800 with some bureaus high 770 on other bureaus and vantage score is high also I also have 2 auto loans 5 cc all are zeroed out except one 

[markbeiser]

What were the reasons given in the denial letter?

Even as a preferred rewards member, they would not give me a CLI on my CCR card until most of my new accounts and inquiries passed the 12 month mark coming out of my rebuild.

[Santaclausthereal]

smh guess they arent going to give me anything then cause im going on another app spree for the us bank/// citi card/// chase card and navy federal checking line of credit soon

[markbeiser]

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@Santaclausthereal wrote:

smh guess they arent going to give me anything then cause im going on another app spree for the us bank/// citi card/// chase card and navy federal checking line of credit soon

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All 3 of those are about as conservative as BoA.
What were the reasons given by BoA for the CLI denial?

[Santaclausthereal]

balances on account in relations to limits 

[markbeiser]

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@Santaclausthereal wrote:

balances on account in relations to limits 

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Is the utilization high on the one you have a balance on?
Were there any other reasons given?
If not, you could try calling them to reconsider the request.

[Santaclausthereal]

your revolving credit references have not been establishedfor a sufficient length of time

Balance on revolving trade(s)

History of balances on one or more of your accounts with us and/or our affiliates

Limited or no deposit and/or investment balances with us and/or our affiliates

[blkstar15]

I started with 10k and just did a cli increase and asked for 25k and was approved. Had the card for about a year. I'm platinum honors so maybe that had something to do with it. I prob put like 2-3k a month on that card.