BOA Limit Recon?

[Kostya1992]

Is it possible for them to reconsider the initial limit without requesting a new credit report? I was approved on the 17th for a toy limit of $1,500 on BBR card and I think it's a complete joke. I called them and they said nothing they can do without a new credit report. Anyone have any experiance with this? Thanks.

[FinStar]

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@Kostya1992 wrote:

Is it possible for them to reconsider the initial limit without requesting a new credit report? I was approved on the 17th for a toy limit of $1,500 on BBR card and I think it's a complete joke. I called them and they said nothing they can do without a new credit report. Anyone have any experiance with this? Thanks.

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Similar to Chase as far as initial SL reconsiderations go.  They will need another HP on TU to review for CLI - even if you were just freshly approved (CR used for approval was likely EX).  $1,500 a "toy" CL?  I can count on several people on this board who would love to get their foot in the door with that CL to establish a relationship with BOA.  So, bottom line, if you think $1,500 is a joke and you want the CLI? Take the HP.

[OmarGB9]

A lot of people on here would considered $1,500 a decent SL. Lol. But anyway, yea if you think it's worth it, take an HP for a better limit.

[Anonymous]

Congratulations!

[ojefferyo]

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@Kostya1992 wrote:

Is it possible for them to reconsider the initial limit without requesting a new credit report? I was approved on the 17th for a toy limit of $1,500 on BBR card and I think it's a complete joke. I called them and they said nothing they can do without a new credit report. Anyone have any experiance with this? Thanks.

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I would highly suggest that you wait 6 months and ask for a CLI. They felt confortable with the $1500 they gave you and they wnat to see how you handle it. They like to see good chunk payments or PIF if possible. I would think that if you applied for a CLI now they would HP your TU and turn you down.