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BOA PreSelected

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Anonymous
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BOA PreSelected

I have received a BOA preselected letter three times in the past month. There is a stated APR and it's for the 99/$500 secured BankAmericard MC. It says expires December 30th. I have not received my BK7 DC yet. I am assuming that will take place next month. 

It also states that it is part of a firm offer of credit if I continue to meet their criteria then they promise to offer the card described. I am wondering if they are aware of my bankuptcy. My reports have been frozen for years until a couple of days ago. Just wonder if this is real or if I'll be denied. I have banked with BOA for 12 years. 

 

I am not new to MyFico. Was on here a few years ago and had perfect credit and learned a lot. The information about bankruptcy is new to me because I have never been in a position where I had to file until this year. Thank you for any help.

 

Message 1 of 3
2 REPLIES 2
FinStar
Moderator Emeritus

Re: BOA PreSelected

The pre-selected invites are not pre-approved offers. Potentially, if you submit the form (once your BK is finalized), they'll still HP to confirm that your overall profile meets their UW requirements.
Message 2 of 3
Anonymous
Not applicable

Re: BOA PreSelected

Should I just go to the bank with the letter after I am discharged?
Message 3 of 3
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