BOA Rejection

[Anonymous]

Edits: I applied for a new BOA credit card with 2 existing cards already with them.Sorry for the typo on the score earlier.

My limits are $2000 and $ 2000.


Have a FICO score of 753 and two cards with BOA. They rejected me since they said that I already have sufficient credit with them. I even offered to use some of my other credit from my other cards, but they said that will not be possible.

 

Called 866-618-4585 and  8885036092 and both have the same answer.

 

What should  I do, just accept the rejection ?

[ojefferyo]

What exactly are you trying to do?

[CreditMagic7]

REMOVED TO ADDRESS AMENDED DETAILS

[tonyjones]

lol I'm surprised you even got approved for the other two cards with that low of a score.

[Anonymous]

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@ojefferyo wrote:

What exactly are you trying to do?

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I was applying for a new credit card.

[Anonymous]

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@CreditMagic7 wrote:

Have a FICO score of 573 and two cards with BOA.

IMHO you should consider yourself immensely fortunate of having any cards short of secured maybe with that anemic a FICO.

Sorry OP but it just doesn't fly with Prime lenders in the 500's whatsoever from my experience.

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Sorry, that was a typo.

[CreditMagic7]

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@Anonymous wrote:

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Sorry, that was a typo.

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No problem.

I removed the comment since your actual Score is now showing

[ojefferyo]

What are your limits with the two cards?

[Anonymous]

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@ojefferyo wrote:

What are your limits with the two cards?

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$2000 and $ 2000

[Existentialist]

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@Anonymous wrote:

Edits: I applied for a new BOA credit card with 2 existing cards already with them.Sorry for the typo on the score earlier.

My limits are $2000 and $ 2000.


Have a FICO score of 753 and two cards with BOA. They rejected me since they said that I already have sufficient credit with them. I even offered to use some of my other credit from my other cards, but they said that will not be possible.

 

Called 866-618-4585 and  8885036092 and both have the same answer.

 

What should  I do, just accept the rejection ?

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Code for: Your time with current cards isnt sufficient or U dont hav sufficient spend or both. B4 app'ing for addtl cards make use of the ones U currently hav (to build reasonable history).