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BOA Request CLI link

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coldfusion
Credit Mentor

Re: BOA Request CLI link


@QuakerOatmeal wrote:

I logged in to my account today to do my daily routine only to see "request a CLI". I got all excited and smashed that button, knowing usually when you get that link it means you have a good shot of getting it. I was surprised because I got a pretty decent CLI right when BOA announced they would stop hard pulling for CLIs.

Anyway, I asked for another 15k knowing they usually counter offer, and got the 7-10 day message.

I'm guessing that means no?  Smiley Frustrated


Don't sweat it.  Unlike many other issuers a BoA 7-10 business day message just means that the request was deferred to manual review without any inference of an impending denial.   If a data point will help boost your confidence my last 4 BoA CLI and last BoA card application all came back with 7-10 day notices and all were approved.

(7/2025)
FICO 8 (EX) 850 (TU) 850 (EQ) 850
FICO 9 (EX) 850 (TU) 850 (EQ) 850

$1M+ club

Artist formerly known as the_old_curmudgeon who was formerly known as coldfusion
Message 11 of 14
coldfusion
Credit Mentor

Re: BOA Request CLI link


@Anonymous wrote:


Repped.

(7/2025)
FICO 8 (EX) 850 (TU) 850 (EQ) 850
FICO 9 (EX) 850 (TU) 850 (EQ) 850

$1M+ club

Artist formerly known as the_old_curmudgeon who was formerly known as coldfusion
Message 12 of 14
coldfusion
Credit Mentor

Re: BOA Request CLI link

Reported, actually.

(7/2025)
FICO 8 (EX) 850 (TU) 850 (EQ) 850
FICO 9 (EX) 850 (TU) 850 (EQ) 850

$1M+ club

Artist formerly known as the_old_curmudgeon who was formerly known as coldfusion
Message 13 of 14
Anonymous
Not applicable

Re: BOA Request CLI link


@QuakerOatmeal wrote:

I logged in to my account today to do my daily routine only to see "request a CLI". I got all excited and smashed that button, knowing usually when you get that link it means you have a good shot of getting it. I was surprised because I got a pretty decent CLI right when BOA announced they would stop hard pulling for CLIs.

Anyway, I asked for another 15k knowing they usually counter offer, and got the 7-10 day message.

I'm guessing that means no?  Smiley Frustrated


I feel you, my friend, I am just going through what you went through. I just requested for cli and it came back with 5 business days message.

Message 14 of 14
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