BOA chances?

[Anonymous]

Updated original post. I’ve decided to go for BOA. I’d really like the Premium Rewards SUB, but a bit worried it’ll be hard to get?

EX score 747, 6 inq in last 6 mo and 3 new accounts. Util 15% with no baddies. I didn’t burn them in BK with a card but they did own my mortgage at the time they eventually sold off. Thoughts on app chances?
***********************original post below****
So excited...finally have a clean EX as of today! Score on CCT is now 747. I want to submit one app to celebrate.

I’m blacklist on Amex, I’m over 5/24 on Chase and Citi will do a double pull on EX/EQ (EQ has BK).

It appears US Bank, BOA and Wells Fargo will likely pull EX, also any Chase not on 5/24?

I don’t need a certain type of card as my categories are all well covered. I would like a nice SUB and a 0% APR offer for 12-18 would be nice.

I don’t know what my score is but it was 689 before my BK fell off. My Util is low.

Now... I have quite a few new accounts and 12 Inq in past 12 mo...so I need someone who isn’t sensitive to those two things.

Would love advice, thanks!

[Gmood1]

FNBO pulls EX 2 out 3 times for me.
Blispay pulls EX. The higher the score, the higher the limit.
Banco do Brazila pulls EX as well.
Citi pulled EX only on the last two apps.

[Method2Madness]

I got $11,000 on a Wells Fargo Cash Rewards card with a 720 EX and 2 years banking relationship.

[Anonymous]

As for Chase, go for the Chase Amazon Visa. It doesnt count towards 5/24. 

BOA will most likely pull EX.

US Bank will not pull EX, they pull TU almost exclusively. 

[kshurika]

What state do you live in? I apped Citi DC and they pulled only EX. So did Chase and Amex. I'm in Cali.

[Anonymous]

I’m in TX...I’ve been denied by US Bank a couple times and all were EX.

Is there any citi that wont do a double pull. AAdvantage definitely does, learned my lesson there a couple months ago.

[Gmood1]

AAdvantage single pulled EX for me. I'm in Alabama. They also single pulled EX for the HD commercial card.

[Anonymous]

sdfcu exclusively pulls EX?

My wells fargo Cash Wise Visa with SUb got denied with 702 score for 4 inquiries & 4 new accounts in TX. No banking relationship. (apped Mar 31, 2018). Recon was a No Go.

Amex was a no go too. BofA send me a Secure Card app in their denial letter. All pulled EX.

[Anonymous]

I really suggest that you get your EX scores. My EX FICO 9 is 656, EX FICO 8 is 716, EX FICO 2 is 790. That’s a really big difference. Wells Fargo pulls FICO 2 apparently for example. Probably why they approved me.

[Anonymous]

I thought US Bank pulled TU? Either way, they ahve been giving out good SL's (have to call in). 

Actually, I got a good result from Wells and US Bank recently ($15k SL each), BofA gave me a flat denial.

YMMV