Re: BOA cli - myFICO® Forums - 6541903

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Hi

I have BOA travel rewards with 13k I asked two yeas ago for CLI and I went from 7k to 13k

i have 30% utilztion in the card.

should I ask for CLI?

should I call them or from

the website?

Message 1 of 6

5 REPLIES 5

I always do my CLI requests from the site. Don't let the verbiage scare you off, it's always been a soft pull for me (YMMV).

Shoot high - they'll counter, if they want to extend you more credit.

Report back. I wanna live vicariously haha

AmEx Blue Cash Everyday-$20k | | AmEx Cash Magnet-$20k | | Apple Card-$31k | | BofA Customized Cash-$99.9k | | BofA Customized Cash-$25k | | BofA Unlimited Cash-$30k | | CapOne Quicksilver-$30k | | CapOne Savor-$18.75k | | Chase Amazon-$31.2k | | Chase Freedom-$28.5k | | Chase Freedom Flex-$25k | | Chase Freedom Unlimited-$16.8k | | Chase Freedom Unlimited-$22k | | Chase Sapphire Preferred-$26.5k | | Citi Custom Cash-$21.9k | | Citi Custom Cash-$17.4k | | Discover It Cash Back-$18k | | Discover It Cash Back-$29.3k | |Discover It Travel-$14.5k | | Elan Max Cash Preferred-$15k | | Fidelity Rewards Visa Signature-$25k | | PayPal Cashback Mastercard-$25k | | PenFed Platinum Rewards Visa Signature-$12.5k | | PenFed Power Cash-$12.5k | | Sam's Club Mastercard-$8k | | Synchrony Discount Tire Card-$7.5k | | Wells Fargo Autograph-$25k

FICO Score 8:

850

INQ:
1

850

INQ:
5

837

INQ:
7

TCL: $656.25k CCs:27 AAoA: 6yr 11mo Util: ~1% Derog: 0

Mortgage: $206.0k Car Loan 1: $17.0k Car Loan 2: $18.6k

Message 2 of 6

How much should I ask for ?

Message 3 of 6

@Dinleib wrote:
How much should I ask for ?

Every request I ask for $90k and they come back with what they want to give - which I gladly accept 🙂

AmEx Blue Cash Everyday-$20k | | AmEx Cash Magnet-$20k | | Apple Card-$31k | | BofA Customized Cash-$99.9k | | BofA Customized Cash-$25k | | BofA Unlimited Cash-$30k | | CapOne Quicksilver-$30k | | CapOne Savor-$18.75k | | Chase Amazon-$31.2k | | Chase Freedom-$28.5k | | Chase Freedom Flex-$25k | | Chase Freedom Unlimited-$16.8k | | Chase Freedom Unlimited-$22k | | Chase Sapphire Preferred-$26.5k | | Citi Custom Cash-$21.9k | | Citi Custom Cash-$17.4k | | Discover It Cash Back-$18k | | Discover It Cash Back-$29.3k | |Discover It Travel-$14.5k | | Elan Max Cash Preferred-$15k | | Fidelity Rewards Visa Signature-$25k | | PayPal Cashback Mastercard-$25k | | PenFed Platinum Rewards Visa Signature-$12.5k | | PenFed Power Cash-$12.5k | | Sam's Club Mastercard-$8k | | Synchrony Discount Tire Card-$7.5k | | Wells Fargo Autograph-$25k

FICO Score 8:

850

INQ:
1

850

INQ:
5

837

INQ:
7

TCL: $656.25k CCs:27 AAoA: 6yr 11mo Util: ~1% Derog: 0

Mortgage: $206.0k Car Loan 1: $17.0k Car Loan 2: $18.6k

Message 4 of 6

@Dinleib wrote:
Hi
I have BOA travel rewards with 13k I asked two yeas ago for CLI and I went from 7k to 13k
i have 30% utilztion in the card.
should I ask for CLI?
should I call them or from
the website?

Sure.

And on the website.

Unify FCU Platinum Visa Variable Rate 35k

PenFed CU Promise Visa 34k

Harvard FCU Platinum MC 30k

TD Bank Business Solutions Visa (Bus) 25k

Consumers CU Platinum Visa 25k

Vantage West CU Connect Visa 20k

FNBO Evergreen Business Edition Visa (Bus) 20k

Jovia FCU Advantage Visa 20k

Chartway FCU Visa Rewards 15k

Liberty (formerly Evansville Teachers) FCU Platinum Prime Plus MC 15k

Interior FCU Platinum Visa 15k

BHG More Business MC (Bus) 13k

US Bank Triple Cash Rewards Visa (Bus) 12k

Citi Double Cash MC 11820

Geo-fenced credit union Platinum Visa 10500

DCU Platinum Visa 10k

Amex Hilton Honors 9500

PenFed CU Power Cash Visa 8k

NFCU Business Visa (Bus) 7k

Citi Strata Premier MC 6500

Comenity AAA Travel Advantage Visa 6200

Amex Blue Business Cash (Bus) 6k

Members 1st FCU Low Rate Platinum Visa 5k

Bank of America BankAmericard MC 4500

Chase Amazon Prime Visa 3400

Chase World of Hyatt Visa 2k

Amex Blue Cash Everyday 1300

Amex Blue Business Plus (Bus) 1200

Discover IT Cash Back 600

Discover IT Cash Back 500

PLOC: Langley FCU 40k; Penfed CU 15k; NFCU 15k; Teachers FCU 15k; Affinity FCU 10k. BLOC: NFCU 5k

Total revolving limits 569520 (505320 reporting) FICO 8: EQ 699 TU 696 EX 673

Message 5 of 6

@Dinleib wrote:
How much should I ask for ?

Whatever your heart desires

Unify FCU Platinum Visa Variable Rate 35k

PenFed CU Promise Visa 34k

Harvard FCU Platinum MC 30k

TD Bank Business Solutions Visa (Bus) 25k

Consumers CU Platinum Visa 25k

Vantage West CU Connect Visa 20k

FNBO Evergreen Business Edition Visa (Bus) 20k

Jovia FCU Advantage Visa 20k

Chartway FCU Visa Rewards 15k

Liberty (formerly Evansville Teachers) FCU Platinum Prime Plus MC 15k

Interior FCU Platinum Visa 15k

BHG More Business MC (Bus) 13k

US Bank Triple Cash Rewards Visa (Bus) 12k

Citi Double Cash MC 11820

Geo-fenced credit union Platinum Visa 10500

DCU Platinum Visa 10k

Amex Hilton Honors 9500

PenFed CU Power Cash Visa 8k

NFCU Business Visa (Bus) 7k

Citi Strata Premier MC 6500

Comenity AAA Travel Advantage Visa 6200

Amex Blue Business Cash (Bus) 6k

Members 1st FCU Low Rate Platinum Visa 5k

Bank of America BankAmericard MC 4500

Chase Amazon Prime Visa 3400

Chase World of Hyatt Visa 2k

Amex Blue Cash Everyday 1300

Amex Blue Business Plus (Bus) 1200

Discover IT Cash Back 600

Discover IT Cash Back 500

PLOC: Langley FCU 40k; Penfed CU 15k; NFCU 15k; Teachers FCU 15k; Affinity FCU 10k. BLOC: NFCU 5k

Total revolving limits 569520 (505320 reporting) FICO 8: EQ 699 TU 696 EX 673

Message 6 of 6