If you're going for a mortgage loan, don't apply for anything else. Once you are approved, you can app away. You don't want your scores or credit file to change too much leading up to a loan. Believe me, I know. They look at your credit history and your outstanding debt. So if your file and debt to income ratio looks good now, don't do anything else, except continue paying on your current debts. Then it would put you in a better position to get approved. Also, they pull all 3 mortgage scores, then choose the middle score. Good luck!!
