Hey everyone! Just want to thank everybody on this forum who have helped me a bunch with the rebuilding process.
I want to apply for the BOA secured card but have heard that they can be strict on approving people. I was curious if anyone knew do I have a better chance at getting approved by applying online or going into my local branch? Maybe the banker can give some budge on the approval if it's borderline?? Would like some input if there's a difference. I've been a BOA customer for quite sometime and always keep a pretty high balance in my checking and savings accouts. Do you think that helps with the approval also?
My FICO scores are; EX-576 TU-526 EQ-562 (check out my sig to see what i started with around Oct of last year)
I know my scores are rather low but i'm hoping they're good enough for this secured card. I really would like to get in with BOA and make this my 3rd revolving CC. I have a Cap1 secured ($500 limit / opened 12/2014) and a First Premier CC ($300 limit / opened 11/2014). I charge close to 1K a month on my Cap1 and about the same on my FPB card and just make payments reguarly and keep my utilization around 15% or less.
Thanks in advanced everyone!!! You guys ROCK!!! 
Since you have a relationship with them I would do it in branch and it doesnt hurt to have some money on deposit either.
