@Anonymous wrote:
So the BOA REP said he can submit a request for a signature line for me. I haven't don't it yet. I imagine this takes me through some account review. He said can take 7-10 days to know and then a few wks to mail. How scary is this review process? Anyone done this? I've read on these forums of issues when doing BOA reviews like closures or other AA. Is that anything to worry about in a review for signature line? I received an increase 2 months ago. I am not keeping a balance on my cards right now. I've had the card for about 9 months. Should I even do it, or no? I don't currently have a travel card or signature line, so perhaps one could come in handy at some point. Thanks for all advise.
Hey Roodog,
I'm actually going through the same process right now. I called BOA last week to get my Platinum Visa converted to a Signature. The CSR also told me they had to put it in as an application and I'd receive a determination letter in 7-10 days then the card in 2-4 weeks. He also told me my account numbers may change and I would possibly lose the rewards. I was confused about the term "application" too but I just think that's semantics. You're almost always guaranteed to get "approved" so long as you're over $5k.
Sure enough about a week later I received a cryptic letter stating only: "your service inquiry has been resolved." Still waiting on the update to my login page and the card itself. I haven't yet cashed out the rewards. I kind of was surprised when he told me I'd get a letter approving or declining my request because I thought it was a sure thing. I think it is as I've said but I pressed him on that. I was reluctant to cash out my rewards for something that wasn't a definite but I think it almost always is. Let me know if you went ahead and if you received the same letter.
FICO- Experian: 797, TransUnion: 781, Equifax: 804 (Updated Monthly)
