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CreditMagic7
Mega Contributor

Re: BP


@isadorer wrote:

it's true don't use the board much but just got approve 15 minutes ago


Smiley Happy Welcome To The Forums Smiley Happy

A pretty nice way to start things off here for you.

 

Congrats! on your approval and looking forward to read more from you

Message 11 of 18
Credit-hoarder
Valued Contributor

Re: BP

I really wasn't looking forward to Synchrony taking over the BP cards for the simple reason I had the regular gas card with Chase and they'rre (Synchrony) being rather jerk-ish about giving me any kind of CLI or lowering my APR on my over 1 year old Wal Mart M/C right now (but have gotten 3 auto CLI's on my Pay-Pal Smart Connect--go figure). So I won't be app-ing for the BP Visa version, but once my regular card is registered I'm going to ask for a CLI on it if it's a SP just to hear the excuse they'll give me.

BUSINESS
Rewards Pts.-Miles: UR-MR-TYP-Venture
Message 12 of 18
taxi818
Super Contributor

Re: BP

Wow. So synchrony took over from chase. Not a bad thing. Anyone know scores and limits tey are using and giving?

Message 13 of 18
Anonymous
Not applicable

Re: BP

Trying to understand the reward structure.   So each reward can be redeemed in a single transaction for up to 20 gallons.

 

If I spend $100 on BP gas, I can then buy 20 gallons more and save $5?

 

So less than 5% off.

Message 14 of 18
chalupaman
Super Contributor

Re: BP


@Anonymous wrote:

Trying to understand the reward structure.   So each reward can be redeemed in a single transaction for up to 20 gallons.

 

If I spend $100 on BP gas, I can then buy 20 gallons more and save $5?

 

So less than 5% off.


I think that's only for the first three months. I don't know what it would be after.

Tradelines: Macy’s - $18k, Penfed Power Cash Rewards - $10k, Ethan Allen (TD Bank) - $5.7k, Kay Jewelers - $5.5k, Appliances Connection - $5.3k, Jared - $5.25k, Best Buy (Citi) - $5k, Dell Preferred Account - $3.5k, Samsung - $3.2k, Firestone CFNA - $3.2k, Capital One Platinum - $3k, Mercury MC - $2.25k, Williams Sonoma - $2.1k, Wayfair (Fortiva) - $2k, Amazon Store Card - $1.8k, Apple Card - $1.7k, NFCU cashRewards - $1.5k, CareCredit - $1.5k, B&H Photo - $1.5k, Adorama - $1.25k, Ebay MC - $1k, Sam’s Club MC - $1k, American Eagle - $1k, Ollo MC - $600, Mission Lane Visa - $500, NY & Company - $500, Walgreens - $500, Home Depot - $500, Target RED Card - $500, CapOne Secured MC 0 AF - $500, Penfed Overdraft LOC - $500

Current FICOS: Mid 640s-50s on all reports, Ch 7 BK D/C Aug 2019
Starting scores: EX - 534, EQ - 574, TU - 516 | Total TLs: $91k approx | Total Utilization: 17%, getting this back down
Message 15 of 18
Anonymous
Not applicable

Re: BP


@chalupaman wrote:

@Anonymous wrote:

Trying to understand the reward structure.   So each reward can be redeemed in a single transaction for up to 20 gallons.

 

If I spend $100 on BP gas, I can then buy 20 gallons more and save $5?

 

So less than 5% off.


I think that's only for the first three months. I don't know what it would be after.


I think that is the standard offer.  The first 3 months is $100 anywhere, but $100 on BP seems to always earn the 25c offer.

Message 16 of 18
chalupaman
Super Contributor

Re: BP


@taxi818 wrote:

Wow. So synchrony took over from chase. Not a bad thing. Anyone know scores and limits tey are using and giving?


Seems like stuff between $1k-$2k at the moment.

Tradelines: Macy’s - $18k, Penfed Power Cash Rewards - $10k, Ethan Allen (TD Bank) - $5.7k, Kay Jewelers - $5.5k, Appliances Connection - $5.3k, Jared - $5.25k, Best Buy (Citi) - $5k, Dell Preferred Account - $3.5k, Samsung - $3.2k, Firestone CFNA - $3.2k, Capital One Platinum - $3k, Mercury MC - $2.25k, Williams Sonoma - $2.1k, Wayfair (Fortiva) - $2k, Amazon Store Card - $1.8k, Apple Card - $1.7k, NFCU cashRewards - $1.5k, CareCredit - $1.5k, B&H Photo - $1.5k, Adorama - $1.25k, Ebay MC - $1k, Sam’s Club MC - $1k, American Eagle - $1k, Ollo MC - $600, Mission Lane Visa - $500, NY & Company - $500, Walgreens - $500, Home Depot - $500, Target RED Card - $500, CapOne Secured MC 0 AF - $500, Penfed Overdraft LOC - $500

Current FICOS: Mid 640s-50s on all reports, Ch 7 BK D/C Aug 2019
Starting scores: EX - 534, EQ - 574, TU - 516 | Total TLs: $91k approx | Total Utilization: 17%, getting this back down
Message 17 of 18
SecretAzure
Valued Contributor

Re: BP


@chalupaman wrote:

@taxi818 wrote:

Wow. So synchrony took over from chase. Not a bad thing. Anyone know scores and limits tey are using and giving?


Seems like stuff between $1k-$2k at the moment.


Comparing this card to Synchrony's own Texaco/Chevron card you really see how little they care about me...this is several times better...and it isn't even that good.

"Show your thanks with action! Hit the "Kudos" button (the stripe with the star) for every post you find helpful to show your appreciation to the community of great individuals who help you on these forums" -Me

Active Cards: Chevron Texaco, Amex BCE, Barclays Ring, Chase Freedom, Chase Freedom Unlimited, Best Buy Visa, Marvel MCMust garden until 2/1/2022 to hit my goal AAOA. Smiley Indifferent
Message 18 of 18
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