BVVA inquiry sensitive

[Jd2683]

Hi all. I'm wondering if anyone has any insight as to whether or not BBVA is inq sensitive? I'm looking at applying for the nba Amex. Scores are decent with Exp being my best at 665, no lates no collections UTL of 30, TU around 650-660 and only 1 late that's 3 years old, but high inqs around 30 on both (I was car shopping). Thoughts on chances of approval?

[tiger_uppercut]

They pull EX for the NBA card. I had 8 INQs at application and was approved, with 3 having been recent. I've heard they're not as INQ sensitive as some other lenders.

If you choose the Boston Celtics, you get automatically approved (no you don't).

[Jd2683]

Just applied and got the 7/10 day message. Is that usually a denial with them?

[Anonymous]

yeah that's usually a denial with most lenders. not always but about 90% of the time unfortunately

[tiger_uppercut]

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@Jd2683 wrote:
Just applied and got the 7/10 day message. Is that usually a denial with them?

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I got the 7-10 day message and got an approval email the next day.

[Jd2683]

Hey all. Just wanted to provide an update. I just got the approval email! Yay. Very happy to finally be an Amex card carrier.

[Anonymous]

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@Jd2683 wrote:
Hey all. Just wanted to provide an update. I just got the approval email! Yay. Very happy to finally be an Amex card carrier.

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Congrats dude!

[tiger_uppercut]

Awesome! What card did ya get?

[Jd2683]

I just got the generic BBVA Amex NBA card.  I didn't choose a team.  I really don't like the NBA (or sports for that matter), but I wanted to get an Amex, and this seems to be the easiest one to get. 

[Anonymous]

but it's not issued through centurion bank so it's not a traditional amex. idk if amex even knows you have it