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Backdoor Numbers

Established Contributor

Re: Backdoor Numbers

It's my understanding that Discover no longer recons.

CURRENT FICO 08: EQ: 751 / TU: 772 / EX: 771
Message 41 of 388
Moderator Emeritus

Re: Backdoor Numbers

They don't. I just tried through their Executive Offices and they made the front line CSRs sound intelligent. They'll stick to the computer decision unless you have an error on CR.
Message 42 of 388
Frequent Contributor

Re: Backdoor Numbers

I've come to the same conclusion. Tried 2x. No recon go. Will try again in 12 months when credit is cleaner

08/29/2016: Experian 697 Equifax 695 TransUnion 724
04/09/2015: Experian 665 Equifax 609 TransUnion 666
08/31/2015: Experian 692 Equifax 686 TransUnion 708

Message 43 of 388

Re: Backdoor Numbers

The chase number from express is their verification department

Current Information (05/2016)
Scores: EX: 633, EQ: 619, and TU: 727
Current Utilization: ?%

Goal: All above 750 and no more than 3% utilization
Gardening until 12/31/16 (Hopefully)
Message 44 of 388
Community Leader
Super Contributor

Re: Backdoor Numbers

Here's Citi's actual EO number for the Citi Cards division:




They open at 9 am central standard time. The other EO numbers here are either for their business cards or retail side like checking/savings.

Tradelines: Macy’s - $12k, Penfed Power Cash Rewards - $10k, Ethan Allen (TD Bank) - $5.7k, Kay Jewelers - $5.5k, Appliances Connection - $5.3k, Jared - $5.25k, Best Buy (Citi) - $5k, Dell Preferred Account - $3.5k, Samsung - $3.2k , Capital One Platinum - $3k, Firestone CFNA - $2.4k, Mercury MC - $2.25k, Williams Sonoma - $2.1k, Wayfair (Fortiva) - $2k, Amazon Store Card - $1.8k, Apple Card - $1.7k, NFCU cashRewards - $1.5k, CareCredit - $1.5k, B&H Photo - $1.5k, Amex Delta Gold (AU) - $1k, Sam’s Club MC - $1k, American Eagle - $1k, Ollo MC - $600, Mission Lane Visa - $500, NY & Company - $500, Home Depot - $500, Target RED Card - $500, CapOne Secured MC 0 AF - $500, Penfed Overdraft LOC - $500

Current FICOS: EX - 689, EQ - 671, TU - 676
Ch 7 BK D/C Aug 2019
Starting scores: EX - 534, EQ - 574, TU - 516
Total TLs: $80.9k
Total Utilization: 11%
Message 45 of 388
Valued Contributor

Re: Backdoor Numbers

This rings as a fax


"Sallie Mae Visa: 877-903-7968 (Credit Analyst)"


*removed - thanks for your contribution!  -kenny*

All 3 780's
All Chp7, Judgements , CO's now legally clean from scores low 600's just using this forum
Chase Amzn 8.5k , Citi BB 5k, Citi Gdyr 5K, Amzn Store 12k, SallieMae 12k Amex BCE 36k , PenFed Promise 50k +15k PLOC, NFCU Plat 48k, NFCU Rewards 15k, CareCredit 25k
Message 46 of 388
Super Contributor

Re: Backdoor Numbers

Synchrony Bank new accounts ID Vertification: 1-800-480-0186 Monday-Friday  8AM ET-Midnight 12 ET.





*added - thanks for your contribution!  -kenny*

Message 47 of 388
Senior Contributor

Re: Backdoor Numbers

Bank of America App Analysts - 888-503-6092 8a-9p EST


*added - thanks for your contribution!  -kenny*

Message 48 of 388
Valued Contributor

Re: Backdoor Numbers

These Barclaycard numbers no longer work:


Barclays: 866-408-4064 (Credit Analyst) (Our office is closed. Please press 0 to leave a message) 

Barclays  866-951-1437 ( 24/7 Underwriting Dept)- jsucool (The offer you are calling to apply for has expired, and is no longer availble.)


Message 49 of 388
Established Contributor

Re: Backdoor Numbers

Does anyone know the number for Comenity Capital Bank. I tried the number and they said they don't give app status at that number. I applied for the Virgin Atlantic Visa Signature Card?

Transunion - 788 05/16
Experian - 745 05/16
Equifax - 740 05/16
Message 50 of 388
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