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Bank of America Cards

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SLO805
Frequent Contributor

Bank of America Cards

Any one have experience with applying for more than one at a time (successfully) ? or if not what is the general approach to BofA cards? I now have two and was just approved today for one of them- should I app for more let the inq's age off together and cards age together? 

Gardening 25JAN16 - 25JUL16

Message 1 of 8
7 REPLIES 7
DeeBee78
Valued Contributor

Re: Bank of America Cards


@SLO805 wrote:

Any one have experience with applying for more than one at a time (successfully) ? or if not what is the general approach to BofA cards? I now have two and was just approved today for one of them- should I app for more let the inq's age off together and cards age together? 


When I got my BBR, I app'd the Cash Rewards too, and it was immediately declined. 




Message 2 of 8
SLO805
Frequent Contributor

Re: Bank of America Cards

Ya why risk a denial. I'll just ride this out for 6-12mos

Gardening 25JAN16 - 25JUL16

Message 3 of 8
ddemari
Super Contributor

Re: Bank of America Cards

getting 2 cards out of boa is an accomplishment! I would definitely give it a little bit of time before going for another. 

Message 4 of 8
Themanwhocan
Senior Contributor

Re: Bank of America Cards


@SLO805 wrote:

Any one have experience with applying for more than one at a time (successfully) ? or if not what is the general approach to BofA cards? I now have two and was just approved today for one of them- should I app for more let the inq's age off together and cards age together? 


Might be possible to apply for 3 Bank of America cards on the same day. See this blog, which is about a year old now: http://www.doctorofcredit.com/card-issuers-that-combine-multiple-credit-pullsinquiries/





TU-8: 804 EX-8: 805 EQ-8: 788 EX-98: 767 EQ-04: 752    
TU-9 Bankcard: 837 EQ-9: 823 EX-9 Bankcard: 837
Total $443,800
Message 5 of 8
SLO805
Frequent Contributor

Re: Bank of America Cards


@Themanwhocan wrote:

@SLO805 wrote:

Any one have experience with applying for more than one at a time (successfully) ? or if not what is the general approach to BofA cards? I now have two and was just approved today for one of them- should I app for more let the inq's age off together and cards age together? 


Might be possible to apply for 3 Bank of America cards on the same day. See this blog, which is about a year old now: http://www.doctorofcredit.com/card-issuers-that-combine-multiple-credit-pullsinquiries/


Dang i wouldve done 3 at once had i known :-( wonder if i could do two more 

Gardening 25JAN16 - 25JUL16

Message 6 of 8
ScoreOrBeScored
Valued Contributor

Re: Bank of America Cards

It's possible. I app BBR at 8am and 8 hours later when I got home I called back door and 

 

asked if I can app the travel cars with the same oull and they said yes and Analysts was kind enough 

 

to sit on the phine while I filled out the app. Lol

 

it auto declined cpbecause my ex was frozen as the same happened at 8am. They pulled report 

 

of my choice. Long story short , in just 10 months, I now have a Travel rewards card sitting at $35k

 

so yes they will use the same report on file but I would call in and get permission or the okay they will

 

use same pull and app while your on the phine with them. Have the app filled out but don't hit submit until 

 

you get the OK to do so.they like to oull EX for app so freeze ex to assure you want get a 2nd pull.

Message 7 of 8
Anonymous
Not applicable

Re: Bank of America Cards

I apped for two right after the other and was approved for 10k on each.

Message 8 of 8
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