So I currently have the Bank AmeriCard cash rewards credit card. I applied over the weekend while in Bass Pro Shops for their credit card issued through BOA, and got DECLINED!! my experian fico is 732, so I didn't quite understand why. My current credit limit on the cash rewards card is $5000, and I have a zero balance. I called in and was told that the decline reason was that my current credit limit on my one card is sufficient for my spending habits, and that they cannot approve another card. The bass pro shops card would be better for me as I shop their alot and I want the bonus perks for using the card their. I started a chat conversation to have my account product transferred from the cash rewards card to the bass pro card. The rep stated that the terms on both the cards are the same, and that the only difference is the rewards program, and that I can do that no problem but I would have to call in to have it taken care of. I called in, and the first rep tells me the same thing that it can be done no problem, and told me to hang on while she is working on my request. She said there will be some silence, but she is still there she is just working on my request. All of a sudden she transfers me without saying anything, and I get someone else. The third girl I talked to said that I would have to switch to any of the bank of america cards such as the travel rewards or the BBR, but that I couldn't product transfer to the bass pro card, or any of the other infinity cards like the MLB card, or spirit air, or Norwegian, etc. Does anyone have any experience with this or know if this is actually the correct information ? If it is the correct information anyone know a way to try to get that decision overturned ? Any ideas is greatly appreciated!!
