Re: Bank of America pre-qualify site...how accurat... - myFICO® Forums

SirCredit · ‎01-21-2018

I just used the tool (logged in as I bank with them) and said I was intersted in travel and got:

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Is this just generic junk or is this a solid pre-qual?

Anonymous · ‎01-21-2018

Don't go in the pool, there's NO water!!!!!

Anonymous · ‎01-21-2018

If not showing a firm APR in the offer's price terms, then you know it's not a preapproval. From the wording "We recommend " it's most likely not a firm offer.

dsotm76 · ‎01-22-2018

Considering a little lower that it says "After that, a Variable APR that's currently 14.24-24.24% will apply." for mine, I don't think it's a pre-qual at all. I think it's just trying to sell you. I wouldn't bite and I haven't with them.

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