Re: Bank of America recon?

Josh611 · ‎07-13-2016

How is BOA with recons? Also, what is the number?

After a lot of drinking last night I applied for the MLB card for the $200 bonus. Somehow I got declined. All scores are over 760 so not sure why. I think I might have messed the application up somehow.

Thanks in advance!

Current FICO Scores EQ 782,TU 755, EX 754

AMEX BCE $24k, Quicksilver $10k, Venture $13k, Sallie Mae Mastercard $8.3K Chase Freedom 5k, Discover IT $3.4k, Kohl's Charge $2.5k, Capital One Secured $801

Anonymous · ‎07-13-2016

I would call the credit analyst in the am.

CreditCuriosity · ‎07-13-2016

BofA is typically pretty good with recon.. Actually was denied for mine, albeit my scores aren't as good as yours and got it overturned and approved on a recon. Since has grown alot as well in 3 months. The # should be in the backdoor thread to give them a call tomorrow day and ask for a recon. Many successes with BofA and your profile looks fine from an overview of just the scores.

morgacj2004 · ‎07-13-2016

A word to the wise Don't Drink And App!

AX Hilton Aspire 20k, AX Bonvoy Brilliant 15k, AX BCP 2k, AX Blue Bus Cash 15k, AX Delta Air Platinum 49k, (AU) AX Delta Gold 15k, AX Amazon Prime Bus 25k, BC Uber 29k, AKUSA FCU -10k , CITI AAdvantage Exec World Elite MC 16.5k, Discover (2) 16k, Kohls-4k, VS Comenity $3k, BofA AK Air Siggy 9.8k, WF Propel AX 5k, JCP $10k PFCU Plat Rewards Siggy 39.5k, PFCU Power Cash Rewards AX 10.5k, NFCU Flagship 50k, CLOC 15k, CITI Costco 9.5k, GAP VISA Synchrony $9k,Target MC 9k, Ulta MC Comenity 9k, Pay Pal 1k, CO Venture One 23k, US Bank Radisson Rewards Signature 10k, US Bank Fred Meyers World MC, 11k, US Bank Plat VISA 15.7k, VS Comenity 2k, 240k total available credit. Utiliz-2%, Current FICO EQ-724, EX 763,TU 802 ,Chapt 7 BK D/C 11-2012. Starting scores 520-550

Anonymous · ‎07-13-2016

I agree with the above statements. Gilve them a call in the morning. Find out what they are saying for declining the application because just based on scores, they have approved people with much lower scores and see if you can get it approved. Let us know what happens.

Anonymous · ‎07-13-2016

Concur completely with above.

BoA recon success myself. Call them in the morning.

Vegas4Play · ‎07-13-2016

No drinking and apping, bad for your health (financial in some cases)....good luck on your recon

Fico 8's TU 756/ EQ 754/ EX 743- 8/2020// AAoA 5.7 years // Lines August 2020 = 619k Personal - Business 61k // Inquiries 6 TU - 0 Exp - 0 Eq.

JustBPatient · ‎07-14-2016

Drink Apping....its fun for the whole family!! Call them, easy to deal with and you may have just typed info in incorrectly (income/social) etc. Good luck!!

Amex Gold =Amex ED 20k = Amex BCP 14k = Amex SPG Lux 2k = Arrival 2k = Ring 14k = BOA 321 30k = BOA BBR 10k = CSR 25k = Freedom 10k = Citi Simplicity 9k = Citi DC 5k = Citi DP 3k = DCVR IT 16k = DCVR IT(2) 10k = CAP1 QS 15k = NFCU CR24k/AE25k/CLOC 15k = BBVA 14k = Wells Plat. 5k = (2) US Bank Cash+ 13k, 18k = PenFed 17k

FICO scores TU 764 EX 739 EQ 745

Bank of America recon?

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Bank of America recon?