Bank of America still SP CLI?

[Anonymous]

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@Doodlebug30 wrote:

They started me with 2k SL and just refuse to give me anymore. They cite "serious delinquency" as the reason. They are referring to my 6.5 year old student loan lates  Which BTW were on my file when they approved me! Drives me bananas!!

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Well, I suppose the good news then is that you're only a half a year away from that reason going away... so perhaps in 6 months when you try you'll finally get a nice bump.

[RickNATL]

Yes.  Just doubled my SL on my Cash Rewards card. I learned here to "ask for the limit" you want, and let BOA counter. It worked.

[AllZero]

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@RickNATL wrote:

Yes.  Just doubled my SL on my Cash Rewards card. I learned here to "ask for the limit" you want, and let BOA counter. It worked.

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Congratulations on your CLI!

[arunkumarmm]

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@Creditaddict wrote:

Is Bank of America still SP for CLI increases?

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Yes.. Every 3 months. I opened my card at $5500 on Apr'2019, it's at $60K now..

[Anonymous]

Could you share how you requested each time CLI and was it over the phone? Because online they no longer show the option. And if it was a personal account or business.

thank you

[RickNATL]

Yes. My link was active...they gave 2x my SL just 3 months in. Good luck.

[coldfusion]

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@Anonymous wrote:

Could you share how you requested each time CLI and was it over the phone? Because online they no longer show the option. And if it was a personal account or business.

thank you

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It doesn't show the option because the current algorithm used by the automated systems determined that you aren't eligible to request a CLI.  That doesn't mean you can't get one, only that you'll just have to call in and ask and there have been recent examples of cardholders who have done so successfully.  BoA did update their algorithm this spring to be more selective and a number of cardholders who had  "request a credit limit increase" hyperlinks had them vanish overnight. 

Since your question touched on business cards, as a reminder please keep in mind that discussion regarding business cards belongs in the business credit subforum.