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Barclay Auto cli review

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raisemysc0re
Established Contributor

Barclay Auto cli review

I've been calling some of my credit card companies to see about getting cli's without a HP.

I had luck with Citizen's Bank and FNBO and then tried Barclays.

I have a Cash Forward card with them with a 9K CL that has been stagnant for 2 years with little spend every few months.

I just recently pushed 3K through it and then paid it off in 4 large spread out payments in preperation of asking for a cli.

With my Fico8 scores right around 800 (Fico9 scores 800+), my UTI <5% and this recent spend through them I figured it was time to try my luck. No joy on having an offer or getting a SP cli...

The rep did say that he will put me on a list of customers to review for future offers...

I've never heard of that and was wondering if anyone here has...?

 

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Starting Scores (06/2016):

Current Fico8 Scores (Updated 11/12/24):

Current Fico10 Scores (Updated 11/12/24):


Message 1 of 6
5 REPLIES 5
FinStar
Moderator Emeritus

Re: Barclay Auto cli review

I've heard of no such thing to be honest.  There was a time when Barclays used to have the SP CLI and standard APR reduction offers but those have long disappeared.  That said, auto-CLIs still happen but they're not as frequent IME.  I actually was surprised to receive one on my Lufthansa Miles & More card last week since I haven't used it in months 🤷

Message 2 of 6
JR_TX
Valued Contributor

Re: Barclay Auto cli review

The last time I heard of them doing retention offers of SP CLI and/or APR reduction was in 2017. Though they might very rarely still be doing it albeit auto and not customer initiated but I wouldn't hold my breath on it.

New cc TLs : 0/6 ; 0/12 ; 0/24 | HPs EX 3 EQ 3 TU 4 | AAoA 8y1m | UTIL 1% - 4% | $300K+ Total Limits

Message 3 of 6
raisemysc0re
Established Contributor

Re: Barclay Auto cli review

I'm kind of thinking the same thing.

I think I will call again tomorrow and ask another CSR if they could put me on "The review account list"

 

 

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Starting Scores (06/2016):

Current Fico8 Scores (Updated 11/12/24):

Current Fico10 Scores (Updated 11/12/24):


Message 4 of 6
AverageJoesCredit
Legendary Contributor

Re: Barclay Auto cli review

Sounds like a Barclays " this guy/gal " poked our bear listSmiley Wink.  Keep an eye peeled for future cld / closure ....JK  or maybe notSmiley Wink

Message 5 of 6
Anonymous
Not applicable

Re: Barclay Auto cli review

I talked them into a softpull CLI last year but it was like taking food away from a bear.
Message 6 of 6
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