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I've been calling some of my credit card companies to see about getting cli's without a HP.
I had luck with Citizen's Bank and FNBO and then tried Barclays.
I have a Cash Forward card with them with a 9K CL that has been stagnant for 2 years with little spend every few months.
I just recently pushed 3K through it and then paid it off in 4 large spread out payments in preperation of asking for a cli.
With my Fico8 scores right around 800 (Fico9 scores 800+), my UTI <5% and this recent spend through them I figured it was time to try my luck. No joy on having an offer or getting a SP cli...
The rep did say that he will put me on a list of customers to review for future offers...
I've never heard of that and was wondering if anyone here has...?
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I've heard of no such thing to be honest. There was a time when Barclays used to have the SP CLI and standard APR reduction offers but those have long disappeared. That said, auto-CLIs still happen but they're not as frequent IME. I actually was surprised to receive one on my Lufthansa Miles & More card last week since I haven't used it in months 🤷
The last time I heard of them doing retention offers of SP CLI and/or APR reduction was in 2017. Though they might very rarely still be doing it albeit auto and not customer initiated but I wouldn't hold my breath on it.
















I'm kind of thinking the same thing.
I think I will call again tomorrow and ask another CSR if they could put me on "The review account list"
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Sounds like a Barclays " this guy/gal " poked our bear list
. Keep an eye peeled for future cld / closure ....JK or maybe not![]()