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Barclay CLI - hard pull?

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expatCanuck
Super Contributor

Barclay CLI - hard pull?

Anyone know offhand if a Barclay Uber CLI request would be a hard pull?

(Online text indicates that it would be.)

2025 Goal: save 3 months' net income

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[ Last INQ 14-Sep-2025 ]
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FICO 9 is 837.
Message 1 of 11
10 REPLIES 10
randomguy1
Valued Contributor

Re: Barclay CLI - hard pull?


@expatCanuck wrote:
Anyone know offhand if a Barclay Uber CLI request would be a hard pull?

(Online text indicates that it would be.)

It is. I've talked to the reps on the phone and they confirmed it is a HP. They are pretty trigger happy from what I have read. I've read data points where people have called asking for a CLI reduction and after that, see if a SP CLI is available. I have not had any luck going that route but I have only been a card holder (same card) since August.

Message 2 of 11
RSX
Valued Contributor

Re: Barclay CLI - hard pull?

I know it was for the Barclays Apple card

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Message 3 of 11
M_Smart007
Legendary Contributor

Re: Barclay CLI - hard pull?

you need more Uber Cash @expatCanuck ?

Message 4 of 11
CreditCuriosity
Moderator Emeritus

Re: Barclay CLI - hard pull?

Yes it will be a HP unless you have a retention offer by SP

Message 5 of 11
kdm31091
Super Contributor

Re: Barclay CLI - hard pull?


@randomguy1 wrote:

@expatCanuck wrote:
Anyone know offhand if a Barclay Uber CLI request would be a hard pull?

(Online text indicates that it would be.)

It is. I've talked to the reps on the phone and they confirmed it is a HP. They are pretty trigger happy from what I have read. I've read data points where people have called asking for a CLI reduction and after that, see if a SP CLI is available. I have not had any luck going that route but I have only been a card holder (same card) since August.


While this used to work, I think they no longer offer APR reductions, so it's harder to get to the dept that would offer a SP CLI.

Message 6 of 11
randomguy1
Valued Contributor

Re: Barclay CLI - hard pull?


@kdm31091 wrote:

@randomguy1 wrote:

@expatCanuck wrote:
Anyone know offhand if a Barclay Uber CLI request would be a hard pull?

(Online text indicates that it would be.)

It is. I've talked to the reps on the phone and they confirmed it is a HP. They are pretty trigger happy from what I have read. I've read data points where people have called asking for a CLI reduction and after that, see if a SP CLI is available. I have not had any luck going that route but I have only been a card holder (same card) since August.


While this used to work, I think they no longer offer APR reductions, so it's harder to get to the dept that would offer a SP CLI.


Good to know. They did not say this two me the last two times I called. 

Message 7 of 11
CreditCuriosity
Moderator Emeritus

Re: Barclay CLI - hard pull?


@kdm31091 wrote:

@randomguy1 wrote:

@expatCanuck wrote:
Anyone know offhand if a Barclay Uber CLI request would be a hard pull?

(Online text indicates that it would be.)

It is. I've talked to the reps on the phone and they confirmed it is a HP. They are pretty trigger happy from what I have read. I've read data points where people have called asking for a CLI reduction and after that, see if a SP CLI is available. I have not had any luck going that route but I have only been a card holder (same card) since August.


While this used to work, I think they no longer offer APR reductions, so it's harder to get to the dept that would offer a SP CLI.


All depends on relationship to be honest.. I got my AF waived for life a few months back on AA business card with them.  I just aked for a year and they did it for life...  Also with britex going to certainly happening now(just a matter of time), they will most likely become more loose, but we avoid the whole political Britian thing.

Message 8 of 11
Traveler101
Established Contributor

Re: Barclay CLI - hard pull?

Barclays is most all the time a hp. Many have been successful at navy with a sp and bureaus locked. I tried the same at barcs. No dice! 4 years with em. Ironically, They penalize you for inq too.
Message 9 of 11
M_Smart007
Legendary Contributor

Re: Barclay CLI - hard pull?


@M_Smart007 wrote:

you need more Uber Cash @expatCanuck ?


By the way @expatCanuck , I hope you know I was just kidding.Smiley Happy

Message 10 of 11
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