@Anonymous wrote:
Barclay's was the only denial out of my inquiries. :/ That was the only reason, they were impressed with my 100% on time payments and no baddies at all. They just said they wanted to see more time. I think it's been plenty of time... Lol. Do you think I should app for the Apple Rewards instead to get my foot in the door?
I've heard that card was iffy overall (don't quote me), but if it's one that you'll like and think you'd use a bit then you can go ahead and do that. I don't know if the Sallie Mae MasterCard is easier to get than the general Rewards MasterCard but I'd say give that a shot if you really just want to apply for a card before the year ends and like 5% cashback at grocery stores, gas stations, and Amazon year round. I'm sure you can get that card given the history you provided because my 19 y/o little sister was approved for it for $2,500 with a TU score of 70x, an AAoC of 7 months, 4 inquiries, and no baddies. Not trying to market or anything but if you want to get your foot into Barclays' door, I just want to be transparent about a good possible option for you.
Overall, I think your best options would be either to wait or test the waters once more with a card that's not too difficult to get approved for and one that you'll used. You don't want to add anymore unneccessary inquiries. Don't underestimate the huge difference waiting 6 months can make dude.
